ETH Vs. ETHA: Why The 'Mini' Is A Win For Long-Term Ethereum Bulls

  vor 41 Minuten

Summary In this article, I review all major Ethereum ETFs and single out ETH (Grayscale Ethereum Mini Trust) as my favorite. Despite ETHA's (iShares) leadership in liquidity, ETH is the more compelling choice for long-term holding due to its lower expense ratio. The primary competitive advantage of ETH is the potential to earn additional yield from staking. I recommend ETH for buy-and-hold strategies, while ETHA remains preferable for large, actively traded positions due to superior liquidity and minimal spreads. Investment Thesis By 2025, investors will have access to investing in Ethereum ( ETH-USD ) using convenient spot ETFs. Out of inertia, most market participants favor the iShares Ethereum Trust ( ETHA ) fund, focusing on the fact that it is managed by the largest asset management company, BlackRock. But if your goal isn't to trade often, and you're looking to hold an ETF with Ethereum as its underlying asset for the long term, there's a more obvious favorite. In this article, we will take a closer look at the fundamental factors that indicate that Ethereum is poised for a new phase of upward growth. We will focus primarily on a comparative analysis of two popular funds: Grayscale Ethereum Mini Trust ETF ( ETH ) and iShares Ethereum Trust ETF. I will explain why ETH, in particular, with its lower fees and potential for additional returns from staking, represents the most effective solution for investing in Ethereum. In comparison with ETHA, the fund is capable of offering investors higher returns over the long term. Reasons for Ethereum's growth Before reviewing the advantages of ETH compared to ETHA, I would like to focus on four factors that could potentially drive Ethereum's growth. These are fundamentally important for our assessment, because without expectations of cryptocurrency price growth, there is no point in investing in any funds where Ethereum is the underlying asset. There are several factors today that form the fundamental basis for the potential growth of the ETH-USD price in the medium and long term: Factor #1: Ethereum's deflationary mechanism Let me try to explain it using an analogy with stock buybacks. When you use the Ethereum network, first you pay a transaction fee. The network then collects this fee and effectively “buys back” Ethereum, thereby destroying it. When the burned fees exceed the value of the new issuance, the total supply of coins decreases. With increased activity in DeFi, NFT, and L2 settlement networks beginning to be observed today, this fee-burning mechanism makes Ethereum more deflationary. Factor #2: Impact of the Fed rate cut on the potential increase in financial market liquidity As Ethereum is a high beta asset, its price may show outperformance (compare d to the stock market), which will allow it to demonstrate double-digit growth. There is an 84.8% probability that the Fed will cut rates by 25 basis points at its meeting on December 10, 2025, up from 80.2% a week earlier. Factor #3: Layer 2 ecosystem growth Layer 2 ecosystems are reaching their peak transaction activity. The Ethereum blockchain is the settlement layer and the foundation for the functioning of this entire ecosystem. Growth in Total Value Locked in L2 networks can be seen as a fundamentally positive factor, reinforcing confidence in smart contracts and the value of Ethereum itself in the eyes of users and investors. Factor #4: Increasing role of Ethereum treasury holders For me, Bitmine Immersion Technologies ( BMNR ) remains the key player in this industry. I recently recommended them as a “Buy,” meaning an upgrade from a “Hold” rating. BMNR is essentially a copy of Strategy ( MSTR ). Their main difference is their choice of underlying asset (Ethereum instead of Bitcoin). The main goal of Bitmine is to accumulate Ethereum in the amount of 5% of the total issuance. Based on Bitmine's latest press release , they hold about 3.73 million Ethereum tokens with a total investment of $12.1 billion. When it comes to technical analysis of Ethereum, we would refer to the 1W timeframe chart. It shows that the global uptrend channel remains relevant. The lower boundary is supported by a key support zone ($2,112–$2,463). I consider this zone to be a potential area from where the price will rebound back up to the upper boundary, currently around $4910. Considering that the current ETH-USD quotes are already close to the lower boundary, this is a moment in the market cycle that could mark a reversal of the medium-term trend from bearish to bullish. Technical analysis of the Ethereum chart on the weekly timeframe Overview of Ethereum ETFs In fact, the Ethereum ETF market is still in its infancy, which is why there aren't that many products available on the market. I have highlighted only four funds in my review with a capitalization ((AUM)) exceeding $1 billion. Apart from Grayscale Ethereum Mini Trust ETF and iShares Ethereum Trust ETF, these are Fidelity Ethereum Fund ETF ( FETH ) and Grayscale Ethereum Trust ETF ( ETHE ). Below is a comparison table of their key indicators . I think it's important to ignore ETHE. There's no reason to pay a 2.5% annual fee (10 times more than ETHA) for the same asset when there's a Mini version with the ticker ETH. Ticker ETHA FETH ETH ETHE Fund Name iShares Ethereum Trust BlackRock Fidelity Ethereum Fund Grayscale Ethereum Mini Trust Grayscale Ethereum Trust Issuer BlackRock Fidelity Grayscale Grayscale Expense Ratio 0.25% 0.25% 0.15% 2.5% AUM $11.43B $2.29B $2.24B $2.93B Liquidity Very High High Medium/High High Key Feature The undisputed market leader. The best spreads for trading large amounts. Industry standard Uses its own custodian (Fidelity Digital Assets), diversifying storage risks (not Coinbase) The most profitable for long-term holding. Created as a low-cost alternative to the old trust A "legacy" of the past. Abnormally high fees. Assets are melting away due to an outflow of investors to cheaper funds Fundamental similarities and differences between ETH and ETHA The Grayscale Ethereum Mini Trust and the iShares Ethereum Trust are two funds that, to my mind, represent the most attractive spot holders of the Ethereum cryptocurrency. That is their main similarity, and it is why their total return performance correlates with each other. In spite of this significant similarity, ETH and ETHA have a number of fundamental differences. These differences can be used to determine which of these ETFs is more suitable for a particular type of investor. There are three key points that distinguish ETH from ETHA. Point #1: Commission This is the simplest criterion for determining that ETH is the cheaper option, as its commission is 0.15% per annum, whereas ETHA's commission is 0.25%. However, when the latter fund was launched, there was a preferential period with a commission of 0.12%. This concession lasted until July 2025, after which it reverted to the full 0.25%. Point #2: Fund size Based on liquidity indicators, ETHA is the undisputed leader among the analyzed Ethereum ETFs. Its trading volume is huge ( average daily dollar volume of $1.21 billion compared to $192.88 million for ETH ), and its spread is minimal. When actively trading or investing large sums, this is an important criterion. Nevertheless, ETH cannot be considered an illiquid fund. It was created as a spin-off from the main Grayscale fund to offer the market a cheaper alternative for investing in Ethereum. While ETHA has $11.43 billion in AUM, ETH has $2.24 billion. That makes it the largest Ethereum-based ETF on the market. Point #3: Staking Perhaps the most significant difference between ETH and ETHA is the presence of a staking feature. In October 2025, it was reported that the Grayscale management team had begun the staking process in order to generate passive income from the fund's spot Ethereum holdings. Now, the fund will passively place assets through institutional custodians and a network of validator providers to ensure the security of the underlying protocols while maintaining the long-term stability of the network. Staking refers to the process of locking cryptocurrency in a blockchain network to verify transactions and earn rewards. BlackRock (iShares) does not use this feature, as the fund maintains a conservative position on owning real Ethereum. Why do I choose Grayscale Ethereum Mini Trust? If maximum reliability and choosing the best financial brand are your most important criteria, I believe ETHA is the right choice. BlackRock is the largest asset manager in the world. Furthermore, ETHA is a good choice if you are investing a very large amount of money and actively trading this asset on the market. In this case, the liquidity of trades and minimal spreads are important to you. I prefer ETH, mainly because of the potential for additional returns from Ethereum staking. It is worth considering the advantage of lower fees (0.15% vs. 0.25%), a difference of 0.1%. But, given the movements in the price of Ethereum, the difference is not that significant. Since I do not intend to actively trade cryptocurrency ETFs, spreads and trading liquidity are not that important to me. Speaking about the potential of Ethereum staking, let me elaborate on this in more detail. Today, this mechanism is offered by various crypto exchanges, operators, and crypto wallets. The Ethereum staking feature is available on Ledger's hardware wallet. Today, investing in Ethereum staking through its account can yield up to 3.61% per annum. To do this, there are eight intermediaries, each with its own terms and conditions for staking . Staking is also offered by major exchanges. Coinbase, for example, has more modest terms for financing under its ETH staking program, providing an opportunity to earn an annual return on investment of 1.9% . The crypto exchange says that on December 4, 2025, there were a total of 35.7 million tokens staked. However, this data is for all operators. No public data on Coinbase's share is available. According to various estimates, it's about 2–4 million tokens. Other terms are offered by the world's largest crypto exchange, Binance. Its Ethereum staking program offers the opportunity to earn a return of 2.6% per annum . But the downside of this product is that income payments are made in WBETH tokens. The crypto exchange says that as of December 4, 2025, a combined total of 3.166 million tokens have been invested through their infrastructure. Risks of the investment thesis Like other Ethereum ETFs, buying ETH comes with risks related to the volatility of the cryptocurrency's price. The fundamental analysis I did points to some big factors that could push up the asset's price. But from a technical analysis perspective, I do not rule out an alternative forecast, which suggests that Ethereum prices could fall to the support zone ($2,112-$2,463). Considering that the current price of Ethereum is $3,200, this could represent a potential decline of 23% to 34%. Given the 100% correlation between ETH and the price of Ethereum, the decline in the value of the ETF would be the same, at 23% to 34%. That is why choosing the right moment and entry point is important for every investor. I recommend using the Dollar Cost Averaging (DCA) strategy. With this strategy, you don't try to guess the “local bottom” of the market; you simply divide your planned capital into equal parts (for example, into 2-4 positions) and enter each trade within 2-4 months, independent of the price of Ethereum. Conclusion Therefore, based on my fundamental analysis of a direct comparison between ETH and ETHA, it is possible to identify significant differences between these seemingly similar spot ETFs with Ethereum as their underlying asset. Between these two funds, I chose ETH because this asset has the potential to generate additional returns from staking cryptocurrency holdings. I estimate that this operation could bring an additional 2%–4% per annum, which is a significant difference compared to other spot ETFs on Ethereum. Given that the total returns of each fund in this market are similar (the difference is no more than 0.1% per annum), Grayscale Ethereum Mini Trust ETF has a competitive advantage in the long term.

Weiterlesen

Base–Solana Bridge Goes Live With Chainlink Integration as SOL Eyes $170

  vor 43 Minuten

The Base network has introduced a new bridge that links its ecosystem with Solana, creating a direct route for users and developers to move assets between the two chains. The launch marks an important step for Base as it aims to build an interconnected onchain economy. The bridge went live on mainnet this week and now supports early integrations in several popular applications. Besides improving liquidity, the move strengthens Base’s goal to create a network where assets and activity move freely without technical barriers. Bridge Goes Live With Chainlink Support According to the blog post , the bridge relies on Chainlink’s Cross-Chain Interoperability Protocol and independent verification from Coinbase. Both systems validate every message to ensure secure transfers. Developers can now support Solana assets inside Base applications while maintaining direct settlement. Moreover, users can move tokens such as SOL, CHILLHOUSE, and TRENCHER into Base and use them in apps like Zora, Virtuals, Aerodrome, Flaunch, and Relay. The team released open-source documentation to encourage builders to integrate the bridge. Consequently, projects on Base can enable native support for Solana’s SPL tokens without creating workarounds. Anyone can also export Base assets to Solana, allowing liquidity to circulate more efficiently across both ecosystems. Expanded Opportunities for Developers and Users Base has stated its long-term vision to serve as a hub for a global digital economy. The team wants activity across chains to feel unified and accessible. The new bridge represents a major step toward that goal. Additionally, the rollout broadens opportunities for traders who want direct access to both networks without depending on centralized routes. Solana’s market performance shows mixed movement during the launch window. SOL traded at $137.77 as of press time after a weekly decline of 3.03%. Significantly, the asset remains close to a multi-month resistance zone that traders continue to watch closely. Solana Holds Key Resistance as Traders Watch $170 Market analyst 0xBossman noted Solana’s pressure against the $144–$146 zone. The structure shows steady higher lows and tightening consolidation. Hence, traders expect a strong reaction once the level breaks. Source: X A decisive move above $146 could open a path toward $170. Support sits at $138 and $132 if momentum cools. However, current structure favors further upside as interest around cross-chain activity builds.

Weiterlesen

Bitcoin’s Price Movement Captures Attention as Market Awaits Key Economic Updates

  vor 43 Minuten

Bitcoin recently experienced a significant net outflow of $200 million. ETH remains stronger, drawing attention to potential altcoin increases. Continue Reading: Bitcoin’s Price Movement Captures Attention as Market Awaits Key Economic Updates The post Bitcoin’s Price Movement Captures Attention as Market Awaits Key Economic Updates appeared first on COINTURK NEWS .

Weiterlesen

Strategic Genius: How Genius Group’s Latest 42 Bitcoin Purchase Fuels Its Corporate Treasury Vision

  vor 44 Minuten

BitcoinWorld Strategic Genius: How Genius Group’s Latest 42 Bitcoin Purchase Fuels Its Corporate Treasury Vision In a bold move that underscores growing corporate confidence, Genius Group has just purchased an additional 42 Bitcoin. This AI-powered education company isn’t just teaching about the future—it’s investing in it. With this latest acquisition, their total Bitcoin holdings now stand at a formidable 180 BTC. But what’s the real story behind this strategic purchase? Why Is Genius Group Doubling Down on Bitcoin? Genius Group made this purchase at an average price of $89,700 per Bitcoin. This decision follows a period of active portfolio management where the company sold 62 BTC back on October 11. Their recent trading activity has already generated an impressive $1 million in profit. This isn’t random speculation; it’s a calculated corporate treasury strategy. The company’s approach demonstrates sophisticated balance sheet management. Rather than simply holding Bitcoin passively, Genius Group actively trades portions of its holdings to capitalize on market movements. This hybrid strategy—combining long-term holding with strategic trading—reflects a mature understanding of cryptocurrency as both a store of value and a trading asset. How Does Bitcoin Fit Into Genius Group’s Business Model? As an AI-based education company, Genius Group operates at the intersection of technology and learning. Their Bitcoin investments align perfectly with this forward-thinking identity. Consider these key aspects of their strategy: Diversification: Bitcoin provides a non-correlated asset that diversifies their corporate treasury beyond traditional holdings Inflation Hedge: In an era of monetary expansion, Bitcoin serves as protection against currency devaluation Strategic Alignment: Holding cryptocurrency reinforces their position as a tech-forward education provider Profit Generation: Their successful trading demonstrates Bitcoin’s potential for active portfolio management This isn’t just about accumulating Bitcoin—it’s about integrating cryptocurrency into their core financial operations. The $1 million profit from recent trading shows they’re executing this strategy effectively. What Can Other Companies Learn From This Approach? Genius Group’s Bitcoin strategy offers valuable lessons for other corporations considering cryptocurrency investments. First, they maintain transparency about their holdings and transactions. Second, they balance long-term holding with opportunistic trading. Third, they align their investments with their technological brand identity. The company’s current 180 Bitcoin holdings represent significant exposure to the cryptocurrency market. However, their active management approach suggests they’re not simply “HODLing” blindly. They’re making strategic decisions based on market conditions, as evidenced by their October sale followed by this recent purchase. This demonstrates that corporate Bitcoin investment doesn’t have to be all-or-nothing. Companies can maintain core holdings while actively managing portions of their cryptocurrency portfolio. The key is having a clear strategy and the expertise to execute it effectively. The Bigger Picture: Corporate Bitcoin Adoption Continues Genius Group joins a growing list of companies holding Bitcoin on their balance sheets. This trend represents a significant shift in how corporations view cryptocurrency. No longer just a speculative asset, Bitcoin is becoming an accepted component of corporate treasury management. The education sector’s embrace of Bitcoin is particularly noteworthy. As institutions that shape future generations, their adoption sends a powerful message about cryptocurrency’s legitimacy. Genius Group isn’t just investing in Bitcoin—they’re potentially influencing how their students and partners perceive digital assets. Looking forward, we can expect more companies to follow similar paths. The combination of potential appreciation, portfolio diversification, and inflation protection makes Bitcoin increasingly attractive to corporate treasuries. Genius Group’s successful trading profits provide concrete evidence that this strategy can generate real financial returns. Conclusion: A Masterclass in Corporate Crypto Strategy Genius Group’s latest Bitcoin purchase represents more than just another corporate investment. It demonstrates a sophisticated, multi-faceted approach to cryptocurrency that balances long-term holding with active trading. Their $1 million in trading profits proves this strategy can deliver tangible results. As corporate Bitcoin adoption continues to grow, Genius Group serves as an excellent case study. They show how companies can integrate cryptocurrency into their financial operations while staying true to their technological identity. Their success suggests we’ll see more education and technology companies following similar paths in the coming years. Frequently Asked Questions How much Bitcoin does Genius Group currently own? After their latest purchase of 42 BTC, Genius Group now holds 180 Bitcoin total. This represents a significant corporate cryptocurrency position that they actively manage through both holding and trading strategies. What price did Genius Group pay for their latest Bitcoin purchase? The company purchased the additional 42 Bitcoin at an average price of $89,700 per BTC. This purchase follows their earlier sale of 62 BTC on October 11, demonstrating active portfolio management. Has Genius Group made money trading Bitcoin? Yes, the company recently generated $1 million in profit through Bitcoin trading. This successful trading activity complements their long-term holding strategy and shows they’re effectively managing their cryptocurrency portfolio. Why would an education company invest in Bitcoin? As an AI-based education provider, Genius Group aligns their Bitcoin investments with their technological forward-thinking identity. Bitcoin serves as both a strategic investment and a reflection of their commitment to innovative technologies. What does this mean for corporate Bitcoin adoption? Genius Group’s strategy contributes to the growing trend of corporations holding Bitcoin on their balance sheets. Their success with both holding and trading may encourage other companies to consider similar approaches to cryptocurrency investment. Is Genius Group’s approach risky? Like any cryptocurrency investment, there are risks involved. However, their balanced approach—combining long-term holding with active trading—and their demonstrated trading profits suggest they’re managing these risks effectively through strategic decision-making. Found this analysis of Genius Group’s Bitcoin strategy insightful? Share this article with colleagues and on social media to spread awareness about how forward-thinking companies are integrating cryptocurrency into their corporate strategies. Your shares help educate others about this important financial trend! To learn more about the latest Bitcoin trends, explore our article on key developments shaping Bitcoin institutional adoption. This post Strategic Genius: How Genius Group’s Latest 42 Bitcoin Purchase Fuels Its Corporate Treasury Vision first appeared on BitcoinWorld .

Weiterlesen

Promising XRP Analysis from Santiment: Could Be a Great Opportunity!

  vor 46 Minuten

XRP was the altcoin that benefited the most from Donald Trump's presidential victory last November, apart from Bitcoin. XRP experienced a rapid rise in a short period, reaching a peak of $3.6 in July. However, it subsequently experienced a rapid decline, falling below $2 in the latest decline. As the atmosphere of uncertainty surrounding XRP continues, crypto analysis platform Santiment noted that market sentiment towards XRP is rapidly declining. Santiment noted that, according to data, XRP has fallen more than 31 percent in the last two months and entered fear territory again earlier this month. According to Santiment, this could be an opportunity for XRP, citing historical data that shows a 22% increase in three days following the same level of fear, adding that an opportunity may be emerging now. “XRP price is down -31% in the last 2 months. Also, unlike Bitcoin, XRP is seeing the most fear, uncertainty, and doubt (FUD) since October according to our social data. The last time we saw this level of fear in the crowd was on November 21st, and the price of XRP immediately rose by 22% over the next three days. Then greed took over and the rally quickly ended. Now, just like two weeks ago, an opportunity appears to be emerging.” XRP continues to trade at $2 at the time of writing. *This is not investment advice. Continue Reading: Promising XRP Analysis from Santiment: Could Be a Great Opportunity!

Weiterlesen

300,000 BTC Bought at $84K: New Floor for Bitcoin’s Price?

  vor 46 Minuten

Bitcoin’s recent price movements have brought attention to the $84,000 range, where a large amount of buying activity was recorded. This zone may now act as a key support level as traders assess whether the market has formed a new base. Heavy Accumulation Around $84,400 Data from Glassnode, shared by analyst Ali Martinez, shows that 300,648 BTC were acquired between $84,375 and $84,635 as of December 3, 2025. This level saw the highest concentration of accumulation during the recent pullback, making it a clear area of interest for long-term holders. 300,648 Bitcoin $BTC were accumulated around $84,400, making it a significant support level. pic.twitter.com/i9FAqEpHMI — Ali (@ali_charts) December 5, 2025 Earlier this week, Bitcoin dipped below $84,000 following a sharp decline but quickly recovered. As of press time, BTC trades at around $91,300, showing a 2% decline over the past 24 hours, but a slight increase over the past week. Meanwhile, the Long-Term Holder SOPR (30-day average) is currently at 1.40, based on on-chain data. SOPR above 1 means long-term holders are selling their coins at a profit. SOPR tends to fall below 1 during accumulation phases and near 0.50 at deeper cycle lows. Ali stated , “Dollar-cost averaging makes sense when SOPR drops below 1.” With SOPR at elevated levels, the data suggests the market is in a profit-taking phase, not one of heavy accumulation. Trendline Rejection and $80K Support in Focus Bitcoin saw its deepest pullback of the year, falling over 36% after being rejected by a long-term trendline, according to analyst Rekt Capital. Previous rejections from the same trendline caused corrections of 32% and 14%, showing the strength of this resistance level. Price support around $80,000 has held several times. Past rebounds from this area have reached 31% and 48%, though the current recovery stands at only 15%. Rekt Capital noted that if this bounce remains limited, it may suggest a weakening of the $80K support area. Double Barrier Ahead: Trendline and FVG Chart analysis from Titan of Crypto shows Bitcoin facing a “ double barrier ” consisting of the 3-year ascending trendline and a weekly bearish Fair Value Gap (FVG). The price is currently below both levels. This zone now acts as resistance. Bulls need to push through the trendline and close the FVG to reclaim momentum. “This is where bulls need to show strength,” Titan said. CryptoPotato reported that recent price movements and market signals could indicate Bitcoin is nearing the bottom range of its current cycle. Traders are monitoring the $93,500 resistance level, which has been tested repeatedly in recent sessions, making it a key area to watch for a potential breakout or reversal. The post 300,000 BTC Bought at $84K: New Floor for Bitcoin’s Price? appeared first on CryptoPotato .

Weiterlesen

Market Strategist: It’s Obvious. XRP Will Be Bigger Than Bitcoin. Here’s why

  vor 48 Minuten

The debate over Bitcoin’s long-term dominance has intensified as blockchain adoption matures. Investors are no longer focused only on store-of-value assets. They are now examining real utility, speed, and institutional integration. That shift has created space for a serious comparison between Bitcoin and XRP, especially as global finance demands faster and cheaper settlement rails. In a recent video posted on X, Levi Rietveld of Crypto Crusaders reignited the debate. He argued that XRP holds structural advantages that position it for outsized growth . Levi stated that “XRP is going to be bigger than Bitcoin, and it is so freaking obvious.” His comments have sparked fresh interest in how the two assets compare in terms of utility and financial integration. Technology and Transaction Speed XRP uses a unique consensus mechanism that settles transactions in about four seconds. This speed positions it as a practical tool for cross-border payments and real-time financial operations. IT'S OBVIOUS! $XRP WILL BE BIGGER THAN BITCOIN! Comment “knowledge” and I’ll DM you access to my community! Like & repost to spread awareness!! pic.twitter.com/ZkiKYQt3L8 — Levi | Crypto Crusaders (@LeviRietveld) December 4, 2025 Bitcoin, by contrast, relies on proof-of-work mining, which produces slower confirmation times. Because of this slower design, Bitcoin is less suitable for high‑volume payment activity, even though it reinforces its store‑of‑value narrative. Cost Efficiency and Scalability Transaction costs on the XRP Ledger remain extremely low. The network was built for efficiency at scale, allowing thousands of transactions with minimal fees. Bitcoin’s fees can increase sharply during periods of network congestion. This makes small or frequent payments less practical for users who require predictable and inexpensive settlement. Integration With Financial Systems Ripple’s work with banks and payment firms continues to set XRP apart. The company has established corridors that enable faster regional and international transfers. These corridors demonstrate the real-world use of XRP as a liquidity bridge asset. Levi emphasized this distinction, noting that XRP is “more integrated into the financial systems,” which he believes strengthens its long-term relevance. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Real-World Utility Versus Digital Gold Bitcoin remains unmatched as decentralized digital gold. Its appeal lies in scarcity, security, and store-of-value strength. XRP takes a different approach. It functions as a utility token designed to move value efficiently across global systems. These contrasting roles make the comparison complex, yet Levi insists XRP “is simply just a better product in every single category.” His view focuses on utility over narrative and on adoption over ideology. The Road Ahead Predicting which asset will become “bigger” depends on how one defines the term. Bitcoin leads in market capitalization and global recognition, and that advantage remains significant. XRP’s path relies on increasing real-world adoption, deeper financial integration, and broader regulatory clarity. If global banks continue seeking faster settlement solutions, XRP’s role could expand dramatically. Levi’s bold claim challenges long-standing assumptions in crypto. His message is clear: investors must evaluate assets through measurable performance and real utility. Whether XRP eventually surpasses Bitcoin remains uncertain, but the comparison is no longer driven by hype. It now reflects a changing financial landscape where speed, efficiency, and integration matter more than ever. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post Market Strategist: It’s Obvious. XRP Will Be Bigger Than Bitcoin. Here’s why appeared first on Times Tabloid .

Weiterlesen

How to Earn with Margin Lending on Bitfinex

  vor 51 Minuten

If you’re holding either fiat or cryptocurrency on Bitfinex but not actively trading, Margin Lending is a smart way to put your capital to work. You can earn by participating in our peer-to-peer funding marketplace. In simple terms: you lend to other traders who need leverage for their positions. You earn while keeping ownership of your crypto. Historically, margin lending has offered generally higher returns than conventional savings accounts, making it an alternative for long-term holders who wish to generate earnings with their otherwise idle assets. What Is Margin Lending? Margin lending (also called Margin Funding on Bitfinex) is a peer-to-peer (P2P) marketplace where you can lend your assets to traders who want to trade with leverage. Here’s how it works in simple terms: You (the lender) have funds (can be cryptocurrency or fiat) sitting in your account. Instead of letting it sit idle, you offer it to traders at an interest rate you choose. Traders (the borrowers) need extra capital to amplify their trading positions, whether going long (betting prices will rise) or short (betting prices will fall). They put up collateral, borrow your funds temporarily and pay you interest. The platform (Bitfinex) matches your lending offers with traders’ borrowing offers, manages the collateral, and handles the interest payments automatically. Why Consider Margin Lending? 1. Earn Daily: You earn daily without requiring active trading or technical analysis. Earnings are credited every day around 01:30 AM UTC, providing a consistent payment stream. 2. Potential Higher Returns Than Traditional Savings: During periods of high trading activity or volatility, rates can spike significantly as demand for leverage increases. 3. You Stay in Control: You decide: How much to lend (minimum $150) The interest rate you’re willing to accept The duration of the loan (from 2 to 120 days) 4. Platform Safeguards: Bitfinex has implemented multiple protective measures: Collateral Requirements : Traders must provide collateral from their margin wallet before borrowing Automatic Liquidation : If a trader’s position moves against them and their collateral drops below the maintenance margin, their position is liquidated automatically Priority Protection : In a liquidation event, your lending is paid back before traders can access their funds 5. Flexibility: Once you lend your funds for a chosen period, you can’t cancel the loan early. However, the trader who borrows your funds can return them at any time before the period ends, and your interest is calculated based on how long the funds were actually used. If the funds are returned in less than an hour, you will still receive a full hour of interest. This means your funds may come back sooner than expected, but you’re always paid for the time they were lent out. 6. Diverse Currency Options: Bitfinex supports margin funding in multiple currencies, not just Bitcoin or Ethereum, but also stablecoins like USDT (this is actually the most popular currency for lending in Bitfinex’s peer-to-peer lending marketplace) and many others, giving you options based on your risk tolerance and portfolio composition. 7. A Steady Option: Depending on your risk appetite and personality, lending can feel steadier than trading. Rather than guessing market direction, you simply allow traders to borrow your funds and earn from the activity. In unpredictable markets, it’s a calmer way to keep your capital working without the constant pressure of making trading decisions. Real-World Scenarios * * The rates, periods, amounts and returns set out above are hypothetical and provided for illustrative purposes only. Actual earnings, interest rates or other results may differ. Bitfinex makes no guarantees regarding the amount of earnings, interest rates or other results. The peer to peer lending market on the Site is available only pursuant to the Terms of Service . How Does Margin Lending Work on Bitfinex? Prerequisites: Margin Trading, Margin Funding and Bitfinex Borrow require at least Intermediate level verification for all Bitfinex accounts created after March 1, 2022. Make sure your account verification is complete. Step 1: Transfer to Funding Wallet Move the currency you want to lend from your Exchange or Margin wallet on Bitfinex to your Funding Wallet . This is a simple internal transfer with no fees. Popular choices include: USDT/USD : Generally highest demand and most stable rates BTC : For Bitcoin holders wanting to earn in BTC ETH : Second most popular crypto for lending Step 2: Go to Funding On the top navigation bar, click Funding Select Funding (not Bitfinex Borrow) Choose the currency you want (USDT, USD, BTC, ETH, etc.) Step 3: Review the market Before creating your offer, check the current market: Green (bids): What traders/ borrowers are willing to pay Red (offers): What other lenders/ sellers are offering Look at the rates, amounts, and periods being requested Navigate to the Funding Form and set your terms: Amount: Minimum $150 worth Rate: Choose between: Fixed rate : You set a specific daily rate manually by entering the daily rate you want to receive and not checking any other boxes (Hidden, FRR, FRR Variables, FRR Fixed) FRR (Flash Return Rate): This rate follows the market rate in the Bitfinex lending marketplace. If you select this option, your lending offers will be at the then current FRR when the loan is taken, but it stays fixed at that rate for the whole loan. (The FRR is based on the weighted average of the most recent funding trades, smoothed to avoid sudden spikes. This rate updates once per hour.) FRR Variable : If you select this option, your rate will automatically move up and down along with the FRR and not be fixed during the term of your loan. FRR + Delta : This allows you to make loans based on the FRR, but with a bonus for you or a reduction to make your loans more competitive. FRR with a custom offset (for example, FRR + 0.001). If you select this option, your lending offers will be at the then current FRR when the loan is taken adjusted by the offset you selected, and stays fixed at that rate for the whole loan. Period: 2-120 days (most common: 2, 7, or 30 days) Pro tip : Check what rates are getting filled. Setting your rate slightly more competitive than others increases the chance of quick matching. Bonus : Use the chart to see historical funding rates, matched funding volume, and FRR APR: See the main chart for historical funding rates . You could also add indicators like Moving Averages (MA) or Relative Strength Index (RSI) to better filter volatility and average highs. See top left for volume and FRR APR *. *FRR APR = FRR daily x 365 Step 4: Order Matching & Earnings Your offer goes into the funding order book. When a borrower’s bid matches your offer terms, the funding is provided automatically. Once matched, you’ll be able to see the amount you are offering, the rate at which interest will be calculated, and when the funds are scheduled to return to you. Interest accumulates daily and is credited around 01:30 AM UTC. Step 5: Monitor & Collect Under “Provided”, track your active loans, interest earned, and time remaining. When the loan period expires or the trader closes their position early, your principal plus accumulated interest returns to your Funding Wallet, ready to be lent again or withdrawn. Understanding the Numbers Interest rates on Bitfinex are quoted as daily rates , but it may be easier to think in annual terms. Example : You lend $10,000 USDT at a daily rate of 0.06% Daily earnings: $10,000 × 0.06% = $6.00 per day Annualized rate: 0.06% × 365 = 21.9% per year As a funding provider, you receive the interest paid by the trader borrowing your funds. Bitfinex deducts a 15% fee from your earned interest (or 18% for hidden orders). So your actual daily earnings would be: $6.00 × 0.85 (after 15% fee) = $5.10 per day Approximately $1,861.50 per year on a $10,000 loan Understanding the Risks and Why “Whales” Choose Bitfinex While margin lending on Bitfinex has protective mechanisms, it’s important to understand the potential risks: 1. Extreme Market Volatility In theory, if the price changes dramatically losses could be incurred by margin funding providers. Think of extreme scenarios like flash crashes or “black swan” events where liquidation mechanisms can’t execute fast enough. There’s a reason Bitfinex has been the platform of choice for institutional traders and “whales” since 2012. Margin lenders have never suffered losses from lending in the 13 years that Bitfinex has been in operation, even during events such as the 2020 COVID crash, the 2021 Evergrande crisis, and the 2022 Luna collapse. Our multi-layered liquidation engine is designed to protect lenders first and has a track record of doing just that. 2. Platform Risk While Bitfinex’s security infrastructure, regular proof-of-reserves, and conservative risk management have earned the trust of the world’s largest crypto traders, like any exchange-based activity, there’s inherent platform risk to margin lending. Your funds remain on an exchange while lent out, so standard exchange security considerations apply. 3. Opportunity Cost If you lend your cryptocurrency at a fixed rate and market rates spike dramatically, you’re locked into your original rate until the loan period expires or is repaid. This is simply the nature of fixed term lending. That said, Bitfinex’s funding market offers both fixed and flexible rate options, which can adjust more quickly to changing market conditions. It also allows for shorter loan periods (2-7 days) so you can stay nimble. Once a short-term loan expires, you can update your fixed rate to match the latest market conditions. This is why many lenders tend to prefer shorter durations: they get to refresh their offers more often and stay aligned with where the market is heading. Bitfinex is among the few major exchanges that offer a true peer to peer funding market driven entirely by supply and demand. You choose your rate, your amount, and your loan duration, with terms as short as two days. Some other exchanges offer yield products where the platform dictates the terms and rates and customers have much less control. 4. Market-Driven Returns There is no deposit insurance and funding returns are determined by market demand for leverage. In slower markets, offers may not be matched immediately. Bitfinex hosts an active margin trading community, which often leads to consistent borrowing activity however, there are no guarantees. Borrower demand usually rises when volatility picks up, and funding rates can reflect that shift more dynamically compared with traditional yield products. Frequently Asked Questions (FAQ) 1. Can I change or close my funding offer early? Once your funding is matched and active, it cannot be recalled early by you. You must wait until the loan expires or until the borrower returns the funds. If your offer is still pending in the order book, you may cancel or modify it at any time. 2. How does Bitfinex match lending orders? Margin Funding is a marketplace which matches borrowers and lenders on a rate-priority + duration-compatibility basis: Lower-rate offers tend to be matched first Your maximum duration must be equal to or longer than the borrower’s requested duration FRR (Flash Return Rate) offers adjust automatically, but are not guaranteed to match immediately; they are filled only when the market borrowing rate meets or exceeds the FRR level Manual fixed-rate offers only fill when borrowers accept the specified rate Partial fills may occur, and lenders provide liquidity to a number of different borrowers rather than to a single borrower. 3. How can I improve my lending returns? Returns depend on market demand. Common strategies include: Using shorter durations (2–7 days) to capture rate movements Mixing manual fixed-rate offers (select current matched rates) with FRR for flexibility Taking advantage of high-volatility periods Using automated tools or bots that help adjust rates and durations dynamically Shorter-term offers often capture market spikes more effectively. 4. Are there any fees for providing funding? Lenders do not pay fees to offer funding. Borrowers pay interest, and Bitfinex takes a percentage of the funding earnings as the platform fee. See our fees page for more details: https://www.bitfinex.com/fees/. 5. What happens when my loan expires? At expiration, funds return to your Funding Wallet. If Auto-Renew is enabled, Bitfinex automatically routes a new lending offer on your behalf based on the settings you selected (i.e., the same settings are your previous loan). Fixed-rate loans cannot be adjusted mid-term, even if market rates rise. 6. Can I use third-party lending bots? Bitfinex supports third-party integrations through API keys, and many advanced customers choose lending bots to automate rate adjustments and improve capital efficiency. However, please keep in mind: Bitfinex does not endorse, certify, or guarantee any third-party tools Customers are fully responsible for granting and managing their own API permissions We strongly recommend using API keys with limited permissions and reviewing the bot provider’s security practices If switching bots, you may generate a new API key at any time Many experienced lenders find these tools helpful in automating their strategies, but proper caution and risk management are important when using any external service. Ready to start earning? Margin lending on Bitfinex presents an opportunity for cryptocurrency holders to put their idle assets to work. Whether you’re earning daily interest on stablecoins or accumulating more cryptocurrencies through lending, margin lending provides a flexible tool to increase the potential of your crypto holdings. Lend My funds For more information about Margin Funding on Bitfinex, please visit our Help Center: https://support.bitfinex.com/hc/en-us/sections/900000425526-Margin-Funding Important Note: You should not construe the information provided in this post as financial, legal or other advice. The information provided in this post is not an offer to borrow or lend. It is also not the solicitation, recommendation or endorsement of any course of transacting. The information provided in this post is for information and illustrative purposes only. Any references to earnings, interest rates or other results are hypothetical and not guaranteed. Actual earnings, interest rates or other results may differ. Bitfinex makes no guarantees regarding the amount of earnings, interest rates or other results. The peer to peer lending market on the Site is available only pursuant to the Terms of Service . The post How to Earn with Margin Lending on Bitfinex appeared first on Bitfinex blog .

Weiterlesen

Crypto Interest Fades Among US Investors as Risk Tolerance Declines: FINRA Study

  vor 51 Minuten

Interest in crypto among US investors has cooled significantly, with fewer considering new purchases despite maintained ownership levels, according to a comprehensive study released by the FINRA Investor Education Foundation. The findings reveal a broader retreat from high-risk investment behaviors as market conditions and investor attitudes shift dramatically from the pandemic-era surge. The Financial Industry Regulatory Authority study, based on survey data from 2,861 US investors with non-retirement investment accounts, found that while 27% still hold cryptocurrency, unchanged from 2021, only 26% are now considering purchasing digital assets, down sharply from 33% three years earlier. Source: FINRA New Investors Retreat as Market Enthusiasm Wanes The pace of Americans entering the investment market has slowed dramatically since the cryptocurrency boom years. Only 8% of current investors began investing within the past two years, a steep drop from 21% who started during the two years preceding the 2021 study. The shift suggests the tide of pandemic-era market participation has entirely ebbed, with younger adults particularly affected by the reversal. Young investors under 35 saw their participation rate fall from 32% in 2021 to 26% in 2024, erasing gains made during the market surge. Source: FINRA Similarly, investment rates declined among people of color and men, reversing increases observed just three years earlier. The median age of investors who entered the market around 2019-2021 rose from 31 to 38, indicating many younger participants left the market entirely. Beyond slower entry rates, investors pulled back from various high-risk positions. Cryptocurrency is now viewed as extremely or very risky by 66% of those aware of digital assets, up from 58% in 2021. The percentage holding penny stocks, REITs, private placements, and structured notes all declined to 2018 levels after brief increases. Risk Appetite Shrinks Across Demographics Investors’ willingness to embrace substantial portfolio risk dropped to just 8% in 2024 from 12% in 2021, with the decline most pronounced among younger market participants. Among investors under 35, those willing to take substantial risks fell from 24% to 15%, creating a notable contradiction; 62% of this age group still believe they need big risks to reach financial goals. “ The latest FINRA Foundation research on investors provides rich insights into how market conditions, technology and generational shifts are changing the profile of investing and reshaping investor behaviors and attitudes, ” said Jonathan Sokobin, FINRA Foundation Chair and Chief Economist. Despite reduced risk appetite, younger investors continue to engage in behaviors that carry greater potential losses. 43% of those under 35 trade options, compared to 10% of investors 55 and older, while 22% make margin purchases, versus just 4% of older participants. Meanwhile, 13% of all investors report buying meme stocks or viral investments, including 29% of those under 35. The crypto decline appears most dramatic among new investors. Those with less than 2 years’ experience who are considering digital assets dropped from 61% in 2021 to 48% in 2024, while consideration among experienced investors fell less sharply. Among investors under 35 specifically, cryptocurrency consideration plummeted from 62% to 49%, compared to smaller declines in older age groups. Social Media Influence Grows Despite Market Caution The study found social media “ Finfluencers ” now guide investment decisions for 26% of investors, rising to 61% among those under 35. YouTube remains the dominant platform for investment information, with 30% overall usage, rising to 61% among younger investors. Word of mouth from friends and family emerged as the top information source for 85% of investors under 35, surpassing recommendations from financial professionals at 67%. Concern over investment fraud has risen somewhat, with 37% of investors worried about losing money to scams, up from 31% in 2021. However, the vast majority, 89%, do not believe they have been targeted in investment fraud. When presented with a fraudulent offer promising “ guaranteed, risk-free 25% annual returns, ” half of investors said they would invest, revealing significant gaps in fraud awareness. FINRA Foundation President Gerri Walsh emphasized the continuing importance of investor education. “ They still struggle with gaps in investing knowledge and risk assessment, which can leave them vulnerable to costly missteps, ” Walsh said. “ Investor education efforts remain critically important. “ Notably, the findings oppose broader market trends showing that crypto adoption continues to grow, with separate surveys indicating that over 50 million American adults now own digital assets . Another also links declining homeownership affordability to increased crypto speculation among younger generations seeking alternative wealth-building strategies. The post Crypto Interest Fades Among US Investors as Risk Tolerance Declines: FINRA Study appeared first on Cryptonews .

Weiterlesen

Copyright © 2025 Aktuelle Krypto Kurse. - Impressum