Bitcoin price holds $92K – But cracks show as Nikkei surges 3.6%
Japan’s risk rally is in direct contrast to BTC's fragile balance.
Japan’s risk rally is in direct contrast to BTC's fragile balance.
From the crypto to buy in 2026 comparison between Solana (SOL) and Mutuum Finance (MUTM) , it’s clear there is a different investment opportunity available. Solana is a developed Layer 1 blockchain known for its high transaction speed and reduced fees. Mutuum Finance on the other hand is in presale stage 7 and costs $0.04 per token. There are more than 18,800 token holders of MUTM till now with a raise of $19.7 million. Solana SOL Price Analysis Solana is currently priced at $136, with support near the $133 zone. A break-out in the trend line towards the $145-$146 area is still likely. However, the performance of Solana is more dependent on the market. The top crypto does offer good utility, although it does not have the growth momentum of MUTM. MUTM Presale Rise The presale of Mutuum Finance has had intense engagement, which is a sign of strong market confidence. The tokens during Phase 7 are sold at a price of $0.04, which will be the lowest price ever. However, in subsequent presale phases, there will be a further rise in price, a 20% increase in presale stage 8 and a significantly larger increase at the launch of Mutuum Finance at $0.06. An initial investment of $2000 will rise by $1000 before launch. However, it may attract a 50x multiplier increase in price after launch to subsequently make the investment worth $100,000. MUTM has turned out to be the best crypto to buy. Mutuum Finance has been designed to be scalable across multi-chains. This is set to bring significant benefits to the network as it will be able to interact not only with EVM chains but also other chains that are not based on EVM. Security has also been a priority. The lending/borrowing smart contract has successfully passed through the Halborn Security audit, and all the corrections have been put in place. Next up comes the Sepolia testnet, which is set to bring an end to waiting as users will be able to interact not only with the liquidity pools and mtTokens but also the debt contracts and an automatic liquidator bot. This way, early adopters will be able to choose to utilize the network in a secure way even before the mainnet. Passive Income What MUTM does for its users goes beyond the potential for upside in the token itself. The network aids in creating a yield for the investors while still allowing them to retain their assets. By using the network, one has the opportunity to borrow money by using ETH and USDT as collateral; they do not necessarily need to sell their assets in the process. Fees for transaction charges are used to buy MUTM, which is redistributed to all the stakers. From the mtTokens that one has staked, they can generate an annual return of between 8% and 12% APY. These qualities make Mutuum Finance the top crypto to buy now. Comparing Potential Outcomes As Solana Prepares for a Potential 5x Rally towards $1,000, Mutuum Finance prepares for a 50x Rally towards $2. This implies that whereas today’s $2000 investment in Solana will turn into $10,000, Mutuum Finance’s 50x potential will see it turned into $100,000. Mutuum Finance is unique in its plan for a $100,000 giveaway where it will give the 10 presale participants a reward for free in the form of its MUTM, which will be worth $10,000. One can participate in the giveaway with an initial entry of at least $50. The individual who purchases the most MUTM each day receives $500 MUTM bonus. Being a DEFi platform in addition to having a scalable and secure network, gives the opportunity to MUTM investors to experience not only the vast potential for gains but actual usability. MUTM has become one of the top cryptos to buy in 2026. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
The banking lobby’s efforts to revisit or reinterpret Congress’ decisions regarding stablecoin rewards are driven by attempts to re-litigate settled law and blunt competition after the fact, argues Blockchain Association’s Summer Mersinger.
Key Highlights Patrick Witt, the President Council of Advisors for Digital Assets, has revealed that at least 2…
Ingenico is advancing its long-running crypto integration efforts with a new partnership that brings stablecoin payments directly to physical retail via a partnership with WalletConnect. According to a Jan. 13 announcement , the global payments terminal giant has teamed up with WalletConnect Pay to roll out native support for stablecoins at the point of sale. Stablecoin payments without intermediaries The collaboration introduces a direct stablecoin payment mechanism across Ingenico’s Android-based POS devices, eliminating the need for intermediaries like Visa or Mastercard. Instead, consumers can pay directly from wallets such as MetaMask and Trust Wallet, using supported stablecoins like USDC, EURC, and USDT. Transactions are facilitated by WalletConnect Pay’s infrastructure , allowing the funds to flow straight to the merchant’s payment provider. Unlike crypto debit cards that use traditional rails and often require off-ramping through banks, this approach positions stablecoins as a parallel settlement method native to blockchain infrastructure. Ingenico’s setup allows the transaction to begin at the terminal and end with funds reaching the merchant, either as crypto or fiat, depending on business preferences. The new system is compatible with millions of Ingenico terminals deployed globally. Although the company didn’t specify exactly how many merchants will activate the feature at launch, the potential reach spans 40 million POS units across 120 countries. One of the more complex aspects of retail crypto payments, refunds has also been addressed. Merchants can process reversals either through a dashboard click or via automated workflows. WalletConnect’s infrastructure includes safeguards to prevent user-side errors, such as sending funds to the wrong network. WalletConnect CEO Jess Houlgrave noted that the integration is designed to bring down transaction costs significantly, particularly for international purchases. Fee structures are jointly developed by WalletConnect, Ingenico, and individual payment providers, with pricing aligned to actual network and settlement costs. Merchants can also choose between stablecoin settlement and immediate fiat conversion, depending on their operational needs. At launch, WalletConnect Pay’s stablecoin support will extend across several leading chains, including Ethereum, Arbitrum, Base, and Polygon. Support for Optimism and Solana is expected to be added in the coming months. This move builds on WalletConnect’s strong 2025 performance, where its network handled over $400 billion in volume, a significant portion of which came from stablecoin transactions . Ingenico brings crypto to retail Ingenico’s partnership with WalletConnect is just the latest in its multi-year journey to embed crypto capabilities into retail payment infrastructure. The firm’s crypto roadmap began in 2015 with a pioneering partnership with BitPay, which enabled merchants to accept Bitcoin through traditional POS terminals like the ICT250. Since then, it has joined forces with Binance to pilot in-store crypto payments in France via Binance Pay . In 2024, Ingenico expanded globally with Crypto.com, offering a turnkey solution that included instant fiat settlement and an integrated merchant wallet within its AXIUM terminals. Later that year, it partnered with Lunu Pay to enhance its Web3 stack, adding support for over 70 wallets, including Trust Wallet and Coinbase, and popular tokens like USDT, with automatic currency conversions at the time of sale. The post Ingenico, WalletConnect bring native stablecoin checkout to 40M terminals appeared first on Invezz
Commodity Futures Trading Commission Chairman Michael Selig launched the Innovation Advisory Committee to provide expertise on emerging technologies reshaping financial markets, marking his first major policy initiative since taking control of the derivatives regulator last month . The newly renamed panel replaces the former Technology Advisory Committee and will include representatives from financial institutions, regulatory bodies, technology providers, public interest groups, academia, and market infrastructure firms, with charter members drawn from the CEO Innovation Council established by former Acting Chair Caroline Pham. Selig is seeking additional nominations through January 31 as the agency prepares regulatory frameworks for artificial intelligence, blockchain, and cloud computing applications in commodity derivatives markets. The chairman positioned the committee as central to developing what he called “ clear rules of the road for the Golden Age of American Financial Markets ,” while Congress prepares to finalize comprehensive digital asset legislation. Innovators are harnessing technologies such as artificial intelligence, blockchain, and cloud computing to modernize legacy financial systems and build entirely new ones. Under my leadership, the Commission will develop fit-for-purpose market structure regulations for this new… https://t.co/puzntxnkvf — Mike Selig (@MichaelSelig) January 12, 2026 Selig Signals Innovation Focus Following Pham’s Digital Asset Legacy The IAC launch comes as Selig inherits an agency transformed by Pham’s aggressive modernization efforts during her tenure as acting chair. Pham’s final year delivered regulatory breakthroughs, including spot crypto trading on CFTC-registered exchanges, approval of a digital asset markets pilot program accepting Bitcoin , Ether , and USDC as collateral, and no-action relief for four prediction market operators. She deployed the agency’s first automated market surveillance system while granting regulatory relief that unlocked tens of billions in capital for market participants. “ A wide range of novel technologies are enabling the creation of entirely new products, platforms, and businesses and transforming the financial markets landscape, ” Selig said in announcing the committee. “ Innovators are harnessing technologies such as artificial intelligence, blockchain, and cloud computing to modernize legacy financial systems and build entirely new ones. “ The committee’s charter directs members to provide advice on technological innovation’s commercial, economic, and practical implications across financial services, derivatives, and commodity markets, while recommending appropriate technology investment levels to support the agency’s surveillance and enforcement capabilities. Selig’s appointment follows his Senate confirmation in December , after serving as chief counsel of the SEC’s Crypto Task Force and as a senior advisor to SEC Chairman Paul Atkins , where he developed regulatory frameworks for digital asset securities markets and contributed to the President’s Working Group report on strengthening American leadership in digital financial technology. His career in private practice involved advising derivatives clients and digital asset companies on regulatory matters at a major law firm, providing him with direct exposure to the compliance challenges faced by exchanges, trading platforms, and institutional market participants. Committee Formation Occurs Amid Legislative Uncertainty on Crypto Markets The advisory panel’s establishment coincides with turbulent negotiations over Senate digital asset legislation that have missed multiple deadlines throughout 2025. Senate Agriculture Committee Chairman John Boozman postponed a planned markup of the Digital Asset Market Clarity Act to late January, citing the need for additional time to finalize policy details following weekend negotiations with Democratic lead Senator Cory Booker. Traditional banking groups intensified lobbying to restrict stablecoin rewards beyond the GENIUS Act’s framework, with Coinbase threatening to withdraw support if negotiators insert restrictions beyond enhanced disclosure requirements. Three Democratic senators demanded a full hearing before Thursday’s markup, criticizing the lack of text just two days before the vote on what they called “ the most significant law considered by the committee this century .” The legislation affects 68 million American crypto owners and the $3 trillion digital asset market. However, TD Cowen recently warned that the 2026 midterm elections could delay passage until 2027, as Democrats may withhold support ahead of the next electoral cycle. Meanwhile, Senator Cynthia Lummis introduced standalone legislation to protect non-custodial blockchain developers from being classified as money transmitters, emphasizing that “ code is not custody ” and that enforcement actions risk criminalizing open-source software development. After months of hard work, we have bipartisan text ready for Thursday’s markup. I urge my Democrat colleagues: don’t retreat from our progress. The Digital Asset Market Clarity Act will provide the clarity needed to keep innovation in the U.S. & protect consumers. Let’s do this! pic.twitter.com/fuu5CIQa8X — Senator Cynthia Lummis (@SenLummis) January 13, 2026 For this new committee, Selig pledged to oversee “ the stability and security of America’s commodity derivatives markets during this period of rapid transformation ” while ensuring innovations remain U.S.-based, stating, “ Under my leadership, the CFTC will conquer these great frontiers and ensure that the innovations of tomorrow are Made in America. “ The post CFTC Forms New Advisory Panel to Guide Blockchain and AI Regulation appeared first on Cryptonews .
BitcoinWorld Bitcoin Soars: BTC Shatters $93,000 Barrier in Stunning Rally In a powerful demonstration of market momentum, Bitcoin (BTC) has decisively broken through the $93,000 threshold, trading at $93,098.97 on the Binance USDT market as of March 21, 2025. This surge represents a critical psychological and technical milestone for the world’s premier cryptocurrency, reigniting discussions about its long-term trajectory and current market dynamics. The move follows a period of consolidation and comes amid shifting macroeconomic indicators and sustained institutional interest. Bitcoin Price Reaches a New Zenith According to real-time data from Bitcoin World market monitoring, the BTC/USDT trading pair on Binance confirmed the breakthrough. This price point places Bitcoin’s market capitalization firmly above $1.8 trillion, cementing its position as the dominant digital asset. Consequently, analysts are scrutinizing the volume and velocity of this move. Trading volume spiked by approximately 35% in the 24 hours leading to the breakout, indicating strong conviction behind the price action. Furthermore, this rally did not occur in isolation. The broader cryptocurrency market, often called the ‘altcoin market,’ has shown a mixed response. Some major assets like Ethereum have seen correlated gains, while others have lagged. This selective performance suggests a potential rotation of capital into Bitcoin, which many view as a relative ‘safe haven’ within the volatile digital asset space. Market sentiment, as measured by the Crypto Fear & Greed Index, has shifted decisively into ‘Greed’ territory. Analyzing the Drivers Behind the Rally Several concurrent factors appear to be fueling Bitcoin’s ascent. Primarily, the evolving regulatory landscape in key jurisdictions has provided greater clarity. Recent legislative frameworks in major economies have begun formally recognizing digital asset classes, reducing systemic uncertainty for large-scale investors. Simultaneously, macroeconomic conditions, including persistent inflation concerns and currency devaluation in several regions, continue to drive demand for perceived stores of value. Institutional adoption remains a cornerstone of current bullish thesis. The consistent inflows into U.S.-listed spot Bitcoin Exchange-Traded Funds (ETFs) have created a new, steady source of demand. For instance, cumulative net inflows into these funds have surpassed $15 billion since their launch in early 2024. This institutional participation provides a foundational layer of support that was largely absent in previous market cycles. Key Bitcoin Price Milestones (2024-2025) Date Price Milestone Primary Catalyst Jan 2024 Approval of U.S. Spot ETFs Regulatory Breakthrough Jul 2024 Break above $70,000 Institutional Inflows Nov 2024 Consolidation near $80,000 Macroeconomic Uncertainty Mar 2025 Surge above $93,000 Combined Institutional/Macro Demand Expert Perspectives on Sustainability Market strategists emphasize the importance of on-chain metrics for assessing the rally’s health. Data from Glassnode and CryptoQuant reveals that the percentage of Bitcoin supply held in long-term storage wallets has reached a new all-time high of over 70%. This metric, often called ‘HODLer’ behavior, indicates strong holder conviction and reduces immediate selling pressure. Moreover, the network’s hash rate—a measure of computational security—continues to set records, underscoring robust underlying network health. However, experts also caution about volatility. “While breaking $93,000 is technically significant, investors should prepare for potential retracements,” notes a report from Arcane Research. “The market is testing new ground, and liquidations in the derivatives market can amplify short-term moves in either direction.” This perspective highlights the need for a balanced view, recognizing both the bullish signals and the inherent risks of a nascent asset class. The Broader Impact on Digital Finance Bitcoin’s performance directly influences the entire digital asset ecosystem. Its rising price increases the total value locked in decentralized finance (DeFi) protocols that use Bitcoin as collateral. Additionally, corporate treasury strategies are being re-evaluated, with more public companies considering digital asset allocation. The success of Bitcoin-centric financial products also paves the way for more complex, regulated investment vehicles centered on blockchain technology. From a technological standpoint, developments on Bitcoin’s base layer and its associated Layer-2 networks, like the Lightning Network, are progressing. These innovations aim to enhance transaction speed and reduce costs, potentially improving Bitcoin’s utility for everyday transactions. This progress in scalability solutions could further bolster its fundamental value proposition beyond pure speculation or store-of-value narratives. Institutional Validation: Sustained ETF inflows demonstrate deep market integration. Macro Hedge: Continued global economic uncertainty supports the ‘digital gold’ thesis. Network Strength: Record hash rate and high holder conviction provide a solid foundation. Regulatory Clarity: Improved frameworks in major markets reduce investment friction. Conclusion Bitcoin’s surge above $93,000 marks a significant chapter in its evolution from a niche digital experiment to a mainstream financial asset. The move is supported by a confluence of institutional adoption, macroeconomic trends, and strong on-chain fundamentals. While future volatility is inevitable, the breach of this key level underscores Bitcoin’s growing resilience and its cemented role in the global financial conversation. The market will now watch closely to see if this momentum can propel the Bitcoin price toward the next major psychological benchmark of $100,000. FAQs Q1: What caused Bitcoin to rise above $93,000? The rally is driven by combined factors: sustained institutional investment via Bitcoin ETFs, its perceived role as a hedge against inflation, increasing regulatory clarity, and strong long-term holder sentiment reducing sell-side pressure. Q2: Is this a good time to buy Bitcoin? Cryptocurrency investments carry high risk. While the trend is positive, prices are volatile. Investors should conduct thorough research, understand the risks, and never invest more than they can afford to lose, considering their own financial goals. Q3: How does Bitcoin’s current price compare to its all-time high? The previous all-time high was approximately $73,000 in March 2024. The current price above $93,000 represents a new all-time high, surpassing the previous record by a significant margin. Q4: What are the risks associated with Bitcoin at this price level? Key risks include high volatility leading to sharp corrections, potential regulatory changes in major markets, macroeconomic shifts that could reduce risk appetite, and technical market factors like leverage liquidations. Q5: What happens after Bitcoin reaches a new all-time high? Historically, new all-time highs can lead to both continued bullish momentum and periods of consolidation or correction as the market absorbs the move. Investor sentiment, macroeconomic conditions, and new catalysts will determine the next direction. This post Bitcoin Soars: BTC Shatters $93,000 Barrier in Stunning Rally first appeared on BitcoinWorld .
Has the rate of Bitcoin (BTC) accumulated enough strength to reach the $100,000 mark?
Bitcoin's twin peaks are not a double top, at least not according to trading legend Peter Brandt, who now backs the idea that BTC is replaying gold's explosive 1970s breakout setup.
BitcoinWorld Vesta Equity Transacts First-Ever On-Chain Home Equity Investment Los Angeles, CA – Vesta Equity, an innovator in digital real estate investments, today announced the successful execution of the first-ever on-chain, legally-perfected, digitally-native Home Equity Investment (HEI) on a public permissionless blockchain. The $100,000 transaction on the Provenance Blockchain , conducted between a California homeowner and an investor, was completed entirely on-chain in collaboration with NUVA Labs using ’ $YLDS, the first and only SEC-registered, yield-bearing stablecoin issued by Figure Certificate Company, a wholly owned subsidiary of Figure Technology Solutions, Inc. (NASDAQ: FIGR)(“Figure”). Key Highlights: First ever digitally native tokenized Home Equity Investment (HEI), constructed by Vesta Equity, transacted bilaterally between a California homeowner and an investor. Milestone $100,000 transaction on the Provenance Blockchain used $YLDS, a yield-bearing stablecoin to transfer value and eliminate cash drag. This groundbreaking HEI, securely held in a blockchain wallet via digital custody, provides the homeowner with debt-free liquidity and gives the investor direct exposure to an appreciating, real estate asset. The achievement proves Vesta Equity’s vision of deploying its fully digital financial operating system for real estate assets (VEFOSTM) integrating onboarding, underwriting, funding, servicing, settlement, compliance, liquidity, leverage, and yield. A New Era for Home Equity Finance Vesta Equity’s on-chain AlphaHEITM marks a new option in how residential property wealth can be accessed and traded. “We’ve proven that home equity can be turned into a fully programmable asset born on-chain, with no banks or intermediaries,” said Michael Carpentier, CEO and Co-Founder of Vesta Equity, ”It represents a visionary shift toward a fully direct, disintermediated ecosystem. By harnessing blockchain and smart contracts, we’re enabling a world where pooled real estate equity can more effectively be financed through traditional securitizations while also integrating into DeFi applications – from vaults to staking and more – giving people a much wider scope of options for wealth generation through composable real-world digital assets.” Industry Leaders Embrace the On-Chain Ecosystem The achievement was made possible through close collaboration with NUVA Labs, the leading SaaS and API developer supporting Provenance Blockchain, a public Layer-1 blockchain purpose-built for financial services, that currently secures over $18 billion in tokenized real-world assets. Anthony Moro, CEO of NUVA Labs, highlighted the advantages demonstrated in this HEI execution: “Vesta Equity’s digitally-native, end-to-end platform shows how frictionless a home equity transaction can become when it is purpose built for blockchain. By leveraging Provenance’s scalable, immutable ledger and NUVA Labs’ API-driven services, this $100K HEI was executed with speed, transparency, and security that traditional processes can’t match. We’re seeing an entirely new asset class come to life on-chain and this is exactly what Provenance was designed for. It’s immensely rewarding to partner with Vesta Equity to bring this vision to reality, and we’re excited to help scale these capabilities.” Vesta Equity’s HEI was the first third-party transaction to utilize $YLDS. June Ou, Co-Founder and Director of the Provenance Blockchain Foundation, emphasized how Vesta’s innovation bolsters the use of $YLDS and the broader Provenance network: “Bringing home equity investments on-chain drives new TVL and transaction activity, strengthening the utility of HASH, the network’s native token. Figure built its infrastructure stack to support exactly these kinds of high-value, real-world asset transactions, and Vesta’s adoption of these tools is a testament to how far the Provenance ecosystem has progressed.” Todd Stevens, Chief Capital Officer of Figure, added: “We’re pleased to see Vesta Equity adopt $YLDS as the settlement currency for this transaction. By settling a legally-perfected home equity investment fully on-chain, they’re demonstrating how real-world assets can plug directly into DeFi infrastructure while still meeting institutional and regulatory standards. This is the bridge between traditional finance and decentralized markets, where assets like home equity can be programmatically financed, pooled, and traded. As an SEC-registered security with 24/7 on-chain settlement, $YLDS is well-suited to power these kinds of transactions, and we’re seeing growing adoption across the ecosystem.” Enabling the Future of Finance and Wealth Creation This inaugural on-chain HEI is a template for the future of financial services and democratized wealth creation. By proving that a cornerstone of personal wealth – home equity – can be tokenized and transacted on-chain, Vesta Equity is charting a new course for how value is exchanged. The transaction showcases how blockchain technology enhances transparency, liquidity, and efficiency in a traditionally illiquid market. Home equity investments can complement options like loans or mortgages or provide an alternative to those who don’t qualify or no longer want to use credit, while investors can diversify into real estate equity in a flexible and direct way. As blockchain and finance continue to converge, the lines between traditional finance and decentralized finance are blurring. The success of Vesta’s fully digital HEI points toward a future where real-world assets (RWAs) are as programmable and accessible as digital money or tokens, and where wealth creation opportunities are open to a broader range of participants than ever before. Media Contact: Michael Carpentier pr@vestaequity.net About Vesta Equity Vesta Equity is building the financial operating system for real estate assets. Through its blockchain-native platform, VEFOS , Vesta Equity enables the digital origination, underwriting, tokenization, management, financing, and trading of real estate–backed financial assets, transforming home equity and other traditionally illiquid assets into programmable, data-driven, and institutionally compliant digital assets. The platform orchestrates on-chain capital flows, custody, servicing, yield, and liquidity across both traditional financial markets and decentralized finance (DeFi). Vesta Equity’s first digital asset, AlphaHEI , is a blockchain-native Home Equity Investment that allows homeowners to access liquidity without taking on debt or monthly payments, while giving investors direct exposure to residential real estate appreciation. Designed to be born on-chain, AlphaHEI is legally perfected, composable, and interoperable with both traditional securitization structures and DeFi applications, establishing a new foundation for how home equity can be accessed, financed, and traded. About NUVA Labs NUVA Labs powers digital asset issuers with a full lifecycle of blockchain infrastructure support that enables the tokenization, management, and distributions of real-world assets at scale. From structuring advice and mission-critical APIs and SaaS services, to broad, multi-chain Web3 distribution through Vault marketplaces such as NUVA, NUVA Labs is perfectly positioned to help bring trillions of dollars of assets on-chain. NUVA Labs is the leading developer and integration partner on Provenance Blockchain, the world’s largest public Layer 1 blockchain network with over $18 billion in real-world assets total value locked (TVL). Learn more at NUVALabs.com . About Figure Technology Solutions, Inc. Figure Technology Solutions, Inc. (Nasdaq: FIGR) is a Provenance Blockchain-native capital marketplace that seamlessly connects origination, funding, and secondary market activity. More than 200 partners use its loan origination system and capital marketplace. Collectively, Figure and its partners have originated over $19 Billion of home equity to date, among other products, making Figure’s ecosystem the largest non-bank provider of home equity financing. The fastest growing components are Figure Connect, its consumer credit marketplace, and Democratized Prime, Figure’s on-chain lend-borrow marketplace. Figure’s ecosystem also includes DART (Digital Asset Registry Technology) for asset custody and lien perfection, and $YLDS, an SEC-registered yield-bearing stablecoin that is issued by a tokenized face-amount certificate company, which is a type of registered investment company. This post Vesta Equity Transacts First-Ever On-Chain Home Equity Investment first appeared on BitcoinWorld .