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Solana Policy Institute Demands SEC Exemption for DeFi Developers — Here’s Why

vor 5 Tagen

The Solana Policy Institute has asked the US Securities and Exchange Commission to provide an explicit exemption for developers of decentralized finance. His argument was that the release of open-source and non-custodial software should not require engineers to assume the same regulatory risks as centralized crypto exchanges or other market intermediaries. The appeal comes as regulatory pressure, enforcement actions, and legal uncertainty continue to weigh on DeFi development in the United States, even as policymakers show a shift away from aggressive enforcement toward clearer rules. SEC Framework Built for Centralized Markets Falls Short for DeFi In a letter submitted Friday through the SEC’s website, the nonprofit responded to a December 17, 2025, request for public input from Commissioner Hester Peirce on how crypto assets are traded on national securities exchanges and alternative trading systems. The Institute focused on how the SEC can protect the ability of individuals to write and deploy software and transact directly through autonomous systems without creating unnecessary regulatory barriers. It argued that the agency’s existing framework, built around centralized intermediaries, does not fit how smart-contract-based systems actually work. In DeFi systems, users retain custody of their assets, approve their own transactions, and interact directly with public blockchains . The software does not hold funds, exercise discretion, or act on behalf of users. Because those trust-based risks are absent, the Institute said, applying broker, dealer, exchange, or clearing agency rules to non-custodial software would be misplaced and counterproductive. Requiring such software to register as an ATS would be impractical and, in many cases, impossible. In practice, the Institute said, it would force decentralized protocols either to shut down or to reintroduce centralized control, undermining the very investor protections regulators seek to preserve. Crypto Developers Call for Protection as Enforcement Pressure Grows This push for clarity comes against a backdrop of mounting legal risks for developers. In recent years, several high-profile cases have targeted individuals who wrote or maintained open-source software, including prosecutions tied to crypto mixer projects. Tornado Cash co-founder Roman Storm will not take the stand in his own defense at his landmark federal trial. #RomanStorm #TornadoCash https://t.co/qP3PJkjPeb — Cryptonews.com (@cryptonews) July 30, 2025 Developers have also faced enforcement actions from the SEC and the Commodity Futures Trading Commission over registration and compliance failures, even when protocols were designed to operate autonomously. Industry participants say the lack of clear exemptions leaves developers choosing between innovation and personal legal exposure. The Institute’s position aligns with recent public remarks from SEC leadership. Chairman Paul Atkins has repeatedly criticized the agency’s past reliance on regulation by enforcement and has argued that engineers should not be subject to securities laws simply for publishing code. SEC Chairman Paul Atkins has declared that "engineers should not be subject to securities laws" while championing self-custody rights as fundamental American values. #SEC #Securities #TornadoCash https://t.co/aY2g4BcW5p — Cryptonews.com (@cryptonews) June 10, 2025 Commissioner Peirce has similarly stated that regulators should not impose obligations on developers who do not custody assets or override user decisions. As a practical path forward, the Solana Policy Institute recommended a technology-neutral approach based on custody and control. Under this framework, true intermediaries would be regulated because they hold customer funds or control execution, while developers of non-custodial, non-discretionary software would remain outside registration requirements. The Institute called on the SEC to issue interpretive guidance confirming that publishing and maintaining such software does not amount to operating an exchange or effecting transactions for others, and to narrow Exchange Act Rule 3b-16 so it clearly excludes passive tools and interfaces. The letter lands as Congress and regulators debate broader reforms. Senators Cynthia Lummis and Ron Wyden recently introduced legislation aimed at shielding blockchain developers who do not handle user funds from money-transmitter rules. Meanwhile, the long-running crypto market structure bill, often referred to as the CLARITY Act , includes similar protections. Atkins has also said a formal “innovation exemption” could be finalized soon, offering temporary regulatory relief for qualifying projects. The post Solana Policy Institute Demands SEC Exemption for DeFi Developers — Here’s Why appeared first on Cryptonews .

Pundit: Gold and Silver Will Be Fully Tokenised on XRP Ledger before Q2 Ends

vor 5 Tagen

A recent prediction from XRP enthusiast Bird presents a clear and ambitious view of how tokenisation could evolve in the near term. The statement suggests that gold and silver could be fully tokenised on the XRP Ledger before the end of the second quarter, placing assets with an estimated combined market value of around $40 trillion onto a blockchain-based settlement network. While the timeline is aggressive, the message reflects confidence in both tokenisation as a financial process and the technical capabilities of the XRP Ledger. At the center of the prediction is the belief that tokenisation is moving from limited trials toward real financial use cases. Gold and silver, long regarded as foundational assets in global finance, are increasingly discussed as candidates for digital representation due to their liquidity, standardisation, and international demand. Prediction: Gold and Silver will be fully tokenised on the XRP Ledger before the end of Q2. Combined they’re currently worth ~$40T market cap. This is why an XRP slogan is “ All The Money “ — Bird (@Bird_XRPL) January 12, 2026 Bird’s view positions the XRP Ledger as a network capable of supporting these assets at scale, offering fast settlement, low transaction costs, and the ability to issue and transfer tokenised commodities efficiently. The reference to a combined $40 trillion market value is used to emphasize scale rather than to imply a direct transfer of that value into XRP itself. The prediction does not suggest that gold and silver would be replaced by XRP, but rather that their digital arrangements could exist and move on a ledger where XRP plays an operational role. This distinction is central to understanding the claim and its potential implications. XRP’s Utility in a Tokenised Gold and Silver Market In the scenario described, XRP’s importance is from its functions within the XRP Ledger rather than from being a store of value for commodities. While the ledger enables creation and trading of assets, such as tokenized gold and silver, XRP is used for transaction fees and, where needed, as a bridge asset between different currencies or asset pairs. Increased activity involving tokenised commodities could therefore lead to higher transactional demand for XRP without requiring the commodities themselves to be backed by XRP. Bird’s reference to the long-standing XRP slogan “All The Money” aligns with this interpretation. The phrase is used to express a vision in which many forms of value, including commodities, move across shared digital rails. It reflects an idea of connectivity and settlement efficiency rather than a literal claim that all market value flows into XRP. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Ambitious Timing and Long-Term Direction The prediction’s end-of-Q2 timeline remains the most uncertain element. Full tokenisation of global gold and silver markets would require regulatory approvals, trusted custodians, regular audits, and participation from major financial institutions. These processes typically take years rather than months. However, the prediction appears to place more emphasis on direction than on exact timing. By pointing to gold and silver, Bird highlights how tokenisation could eventually extend to the most established asset classes. Whether or not the proposed deadline is met, the statement reflects a growing confidence that the XRP Ledger is suited for large-scale financial settlement and that XRP could benefit from increased use of the network as traditional assets continue to move toward digital representation. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post Pundit: Gold and Silver Will Be Fully Tokenised on XRP Ledger before Q2 Ends appeared first on Times Tabloid .

How to Combine Live and Pre-Match Bets in One Crypto Strategy

vor 5 Tagen

For a long time, sports betting felt binary. You either placed a bet before the match and waited for the final whistle — or you jumped into live betting, reacting on the fly. Today, that separation feels outdated. Modern bettors don’t think in categories anymore. They think in flows. A match starts long before kickoff and keeps evolving long after the opening minutes. Treating pre-match and live bets as isolated tools often leads to missed opportunities — or worse, emotional decisions. The real edge comes from understanding how both phases connect. Not choosing one over the other, but learning how to combine them into a single strategy. Pre-Match Bets: Where Planning Still Wins Pre-match betting is where structure lives. This is the phase where you have time — time to compare odds, read lineups, analyze form, and think clearly without pressure. Most disciplined strategies start here because: the market is stable, emotions are low, decisions are made with context, not adrenaline. A pre-match bet sets the foundation. It defines your initial exposure to the game and outlines the scenario you believe is most likely. In many ways, it’s your thesis on how the match should unfold. But once the game starts, reality often diverges from expectations. That’s where pre-match betting alone begins to show its limits. Live Betting: Reading the Game in Real Time Live betting isn’t chaos — at least, it shouldn’t be. At its best, in-play betting is about adjustment. Watching momentum shifts, tactical changes, tempo swings. A red card. An unexpected goal. A dominant start from the underdog. These moments rewrite probabilities in real time. What makes live betting powerful is its flexibility: Odds react instantly to events. You can hedge, reinforce, or exit positions. Decisions are based on what’s actually happening — not assumptions. Of course, live betting also carries risk. Fast decisions can turn impulsive if there’s no structure behind them. That’s why it works best when it’s connected to a pre-match plan, not replacing it. The Real Edge: Turning Pre-Match Bets into Live Opportunities Here’s where strategy actually begins. A smart bettor doesn’t place a pre-match bet and forget about it. Instead, that first wager becomes a reference point. A scenario. A baseline you can react to once the game starts. For example, you expect a strong favorite to dominate possession early. That belief shapes your pre-match pick. But ten minutes in, you notice something else: the underdog presses high, controls tempo, and creates chances. At this moment, you’re not “wrong” — you’re informed. This is where combining both bet types pays off: You can reinforce your original position if the game confirms it. You can hedge if momentum shifts. Or you can pivot, turning a pre-match read into a live opportunity with better value. The key isn’t speed. It’s context. Managing Risk Across Two Betting Phases One of the biggest mistakes bettors make is treating live bets as “extra” action.In reality, live betting should often be about risk management, not chasing returns. A balanced crypto betting strategy usually follows a simple logic: Pre-match bet defines your exposure. Live betting adjusts that exposure. The goal is not maximum profit — but controlled outcomes. This approach is especially effective in volatile matches: derbies, playoffs, high-pressure tournaments, or games with unpredictable lineups. Instead of doubling down emotionally, you spread decisions across time. And this is where crypto-native platforms matter. Fast execution, instant updates, and transparent odds movement are not “nice to have” — they are essential when decisions happen mid-game. Why Dexsport Fits This Strategy Naturally Not every betting platform is built for this kind of flow.Many sportsbooks technically offer both pre-match and live betting — but friction kills strategy. Dexsport stands out because it removes that friction almost entirely. On a practical level: You can move between pre-match and live markets without delays. Odds updates are smooth and readable, not jumpy. The Cash Out feature allows partial exits or early profit locking during live play. More importantly, the platform’s crypto-first design matters here. When you’re betting with cryptocurrency, settlement speed and balance availability directly affect decision-making. On Dexsport, funds move fast enough to let strategy breathe — not stall. This makes it easier to think in sequences, not isolated bets. One match, one plan, multiple moments. A Simple Example Strategy You Can Apply Let’s make this practical. Imagine a football match where you expect goals in the second half. Before kickoff: place a modest pre-match bet aligned with that expectation. First half: observe tempo, chances created, defensive errors. Live phase: if pressure builds but goals don’t come, odds often improve — that’s your window. You’re no longer guessing. You’re responding to evidence. This kind of structure works across sports — football, basketball, esports — wherever momentum shifts matter. And it works best on platforms that don’t interrupt the process. Final Thoughts Combining pre-match and live bets is one of the most practical ways to improve decision-making in crypto betting. Pre-match bets help you set direction and manage expectations, while live betting allows you to react to what’s actually happening on the field. Together, they create a more flexible and controlled approach instead of relying on a single outcome. Platforms like Dexsport make this strategy easier to execute thanks to fast crypto transactions, smooth live odds updates, and tools like Cash Out that support real-time adjustments. When betting with crypto , speed and flow matter — and using both betting phases as part of one plan can make your overall strategy more stable and thoughtful.

Bitcoin gains after Jerome Powell warns of Fed ‘intimidation’ – Here’s why

vor 5 Tagen

Will BTC benefit from the Trump-Powell conflict?

Bitcoin Whales Reduce Exposure Near $94K While Accumulation Builds Around a Rising Altcoin

vor 5 Tagen

The recent news that Bitcoin is struggling to break above the $94k mark is leaving a lot of investors worried. After waiting for a long time for consistency from the crypto token, on-chain patterns now show that the current bullish trend may be over. This is because traders are now choosing to close their positions around the $94k price level after Bitcoin failed to push through. According to analysts, when Bitcoin stalls near major resistance, attention often shifts elsewhere to altcoins. Right now, volume trackers show that whale capital is quietly flowing into smaller utility-driven altcoins that offer clearer growth narratives, like Remittix . Bitcoin Whales Step Back as Price Stalls Below Resistance Bitcoin’s latest attempt to reclaim bullish momentum slowed sharply after rejection at $94,000. Since then, Bitcoin has been ranging between $90,000 and $93,000. According to analysts, this is a sign that the market is currently caught between profit-taking and longer-term conviction. At the time of writing, Bitcoin is trading around $90,627. Data from the futures market shows that there are currently more 2x long positions than shorts on Bitcoin. This points to a generally positive sentiment. However, this optimism is not being matched by whale behavior. Large holders, particularly on Bitfinex, have begun reducing long exposure, closing positions at a faster pace than seen over the past year. Historically, when consolidations like this happen, it is often the signal that investors are ready to leave Bitcoin and invest in promising altcoins instead. That backdrop helps explain why attention is now shifting toward a rising payment-focused altcoin, Remittix . Remittix Gains Traction as Capital Rotates Beyond Bitcoin As Bitcoin whales step back, Remittix is emerging as a clear beneficiary of this rotation. The Ethereum-native PayFi solution is solving the $19 trillion problem of cross-border payment with blockchain-powered solutions. According to experts, this real-world value is beyond mere speculation, and it’s why investors are excited about Remittix. As such, it is not surprising that the PayFi solution has already secured over $28.8 million in private funding. More importantly, Remittix has moved beyond theory into execution. Its wallet is now live on the App Store, functioning as a full crypto wallet, and according to the team, Google Play support is coming next. Remittix has also announced that its full crypto-to-fiat PayFi platform will launch on February 9, 2026 . Why investors are paying attention to Remittix: Strong global adoption with Remittix already live in 30 countries Full and successful CertiK audit and verification Confirmed listings on top exchanges like BitMart and LBANK Bitcoin remains a popular asset in the crypto market, but the recent actions of whales near $94,000 suggest that it may be time to diversify investments. This is why more and more investors are starting to increase their exposure to Remittix. Remittix offers a unique combination of global adoption, strong momentum, and real-world use cases that make it a valuable investment option right now. Discover the future of PayFi with Remittix by checking out their project here: Website: https://remittix.io/ Socials: https://linktr.ee/remittix FAQs 1. Why are Bitcoin whales reducing exposure near $94,000? Whales often reduce exposure near major resistance levels to manage risk. This suggests that whales are expecting a pullback on Bitcoin, and so they are trying to manage risk and preserve their capital. 2. Should I choose Remittix or Bitcoin right now? Bitcoin remains a valuable asset and store of value. However, according to analysts, Remittix may be the better buy option. This is because it offers a better upside potential. This, combined with its momentum and focus on real-world payments, makes it the better investment option right now. 3. What makes Remittix different from Bitcoin? Remittix is focused on direct crypto to fiat payments with live products and a confirmed launch timeline, rather than relying on legacy positioning or sentiment cycles. In addition to this, it also offers a more explosive upside potential compared to Bitcoin

Bitcoin Falls as Stocks Rally, But Altcoins Show Surprising Strength

vor 5 Tagen

Bitcoin failed to join this week’s risk-on rally , which pushed major stock indices higher, dropping 2.57% over the last seven days, while the Russell 2000 surged 4.6% and the Nasdaq and S&P 500 posted gains. Crypto market maker Wintermute noted that altcoins bucked this trend with selective rotation into XRP , SOL , and mid-cap tokens. Gold and Treasuries gained ground as the dollar softened , while Brent crude futures firmed on geopolitical supply concerns. https://t.co/9XfnXPy0Qt — Wintermute (@wintermute_t) January 13, 2026 However, crypto lagged dramatically, with BTC down 1.94% and ETH falling 3.39%. Only altcoins like SOL, TRON , and Monero posted gains above 2%, leaving Bitcoin at the bottom of the performance table alongside traditional risk assets that thrived. BTC Locked in Extreme Compression as $89–90k Support Holds According to macro details shared by Jasper De Maere, a Wintermute OTC trader, he explained that Bitcoin rallied from the high-$80,000 range early in the week, briefly touching $94,700 before sellers emerged. By midweek, the price had slipped below $90,000, printing a low around $89,200 before stabilizing near $91,000. ETH mirrored this pattern, climbing toward $3,220 early before retreating to $3,080 by week’s end. Wintermute highlighted that “$89–90k is support, $94–95k is resistance,” describing this narrow trading range as worthy of close attention given its duration. Since late November, BTC has remained trapped between the high-$80,000s and low-$90,000s, and that compression has reached extreme levels. Source: Wintermute The 30-day trading range now sits at the 91st percentile , meaning price action has rarely been this narrow. These periods typically mark consolidation phases where ownership turnover slows, and volatility collapses, though historical data shows BTC has posted positive returns 90 days out in three of four similar compressions. ETF Outflows Erase Early Gains While Altcoin Products Attract Capital ETF flows swung dramatically last week, starting with $471 million in inflows on January 2, followed by $697 million on January 5, the strongest single-day print since October. Then came a sharp reversal with approximately $250 million exiting on Tuesday, $485 million on Wednesday, and $400 million on Thursday. Digital asset investment products saw $454M in net outflows last week, according to CoinShares. #Crypto #CoinShares https://t.co/Hu0xGL5Lih — Cryptonews.com (@cryptonews) January 12, 2026 Over $1.1 billion left Bitcoin ETFs, erasing early gains almost dollar-for-dollar, while ETH products bled around $260 million alongside. Jasper told investors the outflows “didn’t feel like distribution though,” noting there was no panic and volumes stayed healthy as fast money simply booked profits and stepped aside. Meanwhile, altcoins caught a selective bid as XRP, SOL, and DOGE ETFs pulled in approximately $100 million combined while majors faced redemptions. Wintermute cautioned that while some alt performance emerged, it felt “selective and concentrated in names with ETF flows or their own catalysts,” with consensus still holding that “BTC needs to lead before risk moves down the curve.” On-Chain Data Shows Patient Market Wednesday’s CPI print, expected at 2.7%, and Fed commentary on steadying interest rates are some of the catalysts that could see the market see some improvements this week. Wintermute concluded that “this phase is more consolidation than distribution ” as the U.S. Senate Banking Committee prepares to mark up the CLARITY Act on January 15. While prices remain relatively stable, on-chain data from XWIN Research Japan already suggests a shift in market behavior as Bitcoin flows into exchanges have remained limited ahead of the bill discussions. This shows that “market participants are not treating the legislative process as an immediate risk event requiring de-risking.” SOPR (Spent Output Profit Ratio), which measures whether moved coins are sold at a profit or loss, is hovering around or slightly below 1. Source: CryptoQuant This means that profit-taking is subdued and on-chain spending itself is low; Bitcoin simply is not being moved. Together, these indicators point to a market that is not defensive but patient, with investors appearing to hold Bitcoin while waiting for regulatory clarity. The post Bitcoin Falls as Stocks Rally, But Altcoins Show Surprising Strength appeared first on Cryptonews .

Why Is Crypto Up Today? – January 13, 2026

vor 5 Tagen

The crypto market is trading slightly higher today, with total cryptocurrency market capitalization rising by around 1.7% over the past 24 hours to approximately $3.22 trillion. Despite the modest gain, price action across major assets remains mixed. Total 24-hour trading volume stands at roughly $115.6 billion, signaling steady but restrained activity compared with recent peaks. TLDR: Crypto market cap rose 1.7% in the past 24 hours to $3.22T; BTC is up 1.7% near $92,169, while ETH gained 0.7% to $3,136; VanEck called 2026 a “risk-on” year, citing clearer fiscal and monetary policy visibility; Bitcoin remains range-bound near $91K–$92K as global stocks rally; ETH faces resistance at $3,180–$3,300 and support around $3,100–$3,000; Crypto sentiment is neutral, with the Fear & Greed Index at 41; US BTC spot ETFs saw $116.67M in net inflows, lifting cumulative inflows to $56.52B; US ETH spot ETFs posted modest inflows of $5.04M; Former NYC Mayor Eric Adams’ NYC Token briefly hit a $580M market cap before crashing 80%. Crypto Winners & Losers Bitcoin (BTC) is trading near $92,169, up about 1.7% over the past 24 hours, helping support the broader market. Ethereum (ETH) is also in positive territory, rising 0.7% to around $3,136, though it remains lower on a weekly basis. Solana (SOL) is among the stronger performers in the top 10, climbing 3.0% to roughly $141.79. It is followed by TRON (TRX) , which gained 2.3%, trading near $0.299. BNB (BNB) posted a modest 0.1% increase, changing hands around $908.50. On the downside, XRP (XRP) is the weakest performer among major tokens, sliding 11.5% over the past seven days and trading near $2.06. Dogecoin (DOGE) has also struggled, dropping 6.8% on the week to about $0.1396. Cardano (ADA) is down 5.3% over the same period, currently priced near $0.393. Outside the top 10, privacy-focused Monero (XMR) is the standout gainer, surging more than 50% over the past seven days and trading around $671.61. Dash (DASH) has also seen strong momentum, rising nearly 37% over the past week to approximately $51.08. Among the top gainers, Pirate Chain (ARRR) and Dolomite (DOLO) posted gains of more than 50%. Meanwhile, VanEck has declared 2026 a “risk-on” year for investors despite Bitcoin breaking its traditional four-year cycle, with CEO Jan van Eck positioning artificial intelligence, private credit, and gold as compelling opportunities following late-2025 corrections. VanEck declares 2026 a risk-on year with AI, private credit, and gold as key opportunities despite Bitcoin breaking its traditional four-year cycle. #VanEck #Bitcoin #Gold https://t.co/391VPNiYwA — Cryptonews.com (@cryptonews) January 13, 2026 The asset manager’s Q1 2026 outlook emphasizes unprecedented visibility into fiscal and monetary policy, marking a sharp departure from recent years, when economic uncertainty dominated markets, and contrasting with Goldman Sachs’ forecast of 11% global stock returns driven primarily by equities over alternative assets. Bitcoin Holds Near $91K as Global Stocks Rally and CPI Looms Bitcoin hovered around $91,000 on Tuesday, showing little direction as traders focused on global equity moves and awaited fresh US macro signals. Japan’s stock market stole the spotlight, with the Nikkei and Topix both hitting record highs, driven by post-holiday catch-up buying, election speculation, and a weaker yen that boosted export-heavy stocks. The Nikkei 225 hit a new record after reports of a possible snap election in Japan, while the yen weakened into ¥158-to-the-dollar territory and 10-year Japanese government bonds fell. https://t.co/RPEjUBDmL4 — The Japan Times (@japantimes) January 13, 2026 Risk appetite remained broadly intact across Asia and the US, following record closes on Wall Street, even as headlines around a Justice Department investigation involving Federal Reserve Chair Jerome Powell lingered in the background. Crypto prices, however, slipped modestly, with Bitcoin, Ether, and XRP all lower on the day, reflecting a pause rather than panic. Attention is now squarely on US inflation data, with traders viewing the upcoming CPI report and Fed communications as key catalysts for crypto and broader risk assets. Market watchers say Bitcoin appears stuck in a consolidation phase, with rate expectations, dollar moves, and ETF flows likely to dictate the next meaningful move once macro data resets positioning. Bitcoin held near $91,000 as Japan’s Nikkei and Topix hit record highs, with Tokyo stocks riding Wall Street momentum and stimulus hopes. #AsiaMarketOpen #CryptoMarketUpdate https://t.co/gY1aYhUFP1 — Cryptonews.com (@cryptonews) January 13, 2026 Meanwhile, Bitwise Chief Investment Officer Matt Hougan has pushed back sharply against renewed concerns that Bitcoin is too volatile to be considered for retirement accounts. He called efforts to block the asset from 401(k) plans “ridiculous” and out of step with how risk is treated elsewhere in financial markets. Levels & Events to Watch Next At the time of writing on Tuesday, Bitcoin was trading near $92,200, after posting a strong intraday rebound. The price spent much of the prior session consolidating before pushing higher, climbing from an intraday low near $91,100 to a session high around $92,350. Momentum has cooled slightly since, but price remains supported above the $92,000 level. Over the past week, BTC has traded within a broad $88,500–$94,500 range, reflecting ongoing consolidation after the sharp sell-off seen in November. On a weekly basis, Bitcoin remains modestly lower, with downside moves repeatedly finding buyers in the high-$80,000s. A sustained close above $92,500 could open the door for a move toward $94,000, followed by a potential retest of the $96,000–$98,000 resistance zone. On the downside, failure to hold above $91,000 would expose support at $89,800, with deeper pullbacks bringing $87,500 into view. Ethereum is currently trading near $3,136, after recovering from earlier weakness. The token moved sideways for much of the session before dipping toward $3,080, then rebounding sharply to an intraday high close to $3,170. Price has since eased but remains firmly above the $3,100 level. On a one-week basis, ETH is down roughly 2%, trading within a $2,950–$3,300 range. While volatility has compressed, buyers continue to defend dips near the psychological $3,000 mark, suggesting ongoing accumulation rather than distribution. If Ethereum can secure a daily close above $3,180, it may attempt a move toward $3,250, followed by resistance near $3,300. A break above that zone would shift focus toward $3,400–$3,450. Conversely, a loss of $3,100 support could trigger a slide toward $3,000, with further downside risk extending to $2,880. Moreover, crypto market sentiment remains subdued, holding close to neutral levels despite recent price fluctuations. The Crypto Fear and Greed Index is currently at 41 , unchanged from yesterday, placing it firmly in the neutral zone, though well below last week’s reading near 50. The data suggests traders are cautious rather than optimistic, with risk appetite still restrained after the volatility seen over the past month, when sentiment briefly dipped into fear territory. US Bitcoin spot exchange-traded funds (ETFs) recorded net inflows of $116.67 million on the latest trading day, pushing cumulative net inflows to $56.52 billion. Total value traded across the products reached $3.14 billion, while total net assets climbed to $118.65 billion, equivalent to about 6.5% of Bitcoin’s market capitalization. Flows were concentrated in a handful of funds. Fidelity’s FBTC led the inflows with $111.75 million, followed by Grayscale’s GBTC, which added $64.25 million, and VanEck’s HODL, which brought in $6.48 million. These gains helped offset continued pressure on other products, including BlackRock’s IBIT, which saw withdrawal of $70.66 million. US Ether spot ETFs also ended the latest session with modest net inflows of $5.04 million, bringing cumulative net inflows to approximately $12.44 billion. Total value traded across Ether ETFs reached about $940.7 million, while total net assets climbed to $18.88 billion, representing roughly 5% of Ethereum’s market capitalization. Flows were mixed at the fund level. Grayscale’s ETHE led inflows with $50.67 million, alongside Grayscale’s ETH fund, which added $29.28 million. 21Shares’ TETH also posted a smaller inflow of $4.97 million, helping keep overall flows in positive territory. These gains were partially offset by continued outflows from BlackRock’s ETHA, which recorded $79.88 million in redemptions on the day. Meanwhile, former New York City Mayor Eric Adams has launched NYC Token , a memecoin he says is aimed at countering what he describes as rising antisemitism and anti-Americanism, while promoting blockchain education. Former NYC Mayor Eric Adams launched NYC Token to fight the spread of “antisemitism and anti-Americanism” in the nation. #EricAdams #NYCToken #Memecoin https://t.co/6iqDKLZkwp — Cryptonews.com (@cryptonews) January 13, 2026 The token’s launch was quickly overshadowed by controversy. NYC Token briefly surged to an estimated $580 million market capitalization before collapsing by about 80% within minutes, amid claims of a rug pull and extreme token centralization. The post Why Is Crypto Up Today? – January 13, 2026 appeared first on Cryptonews .

Franklin Templeton Converts MMFs into Groundbreaking Stablecoin Reserve Funds, Pioneering New Era

vor 5 Tagen

BitcoinWorld Franklin Templeton Converts MMFs into Groundbreaking Stablecoin Reserve Funds, Pioneering New Era In a landmark move signaling institutional cryptocurrency maturation, global asset manager Franklin Templeton has fundamentally restructured two of its institutional money market funds into dedicated stablecoin reserve vehicles. This strategic conversion of the LUIXX and DIGXX funds, announced in early 2025, represents a pivotal bridge between traditional finance and blockchain-based digital assets. The restructuring specifically prepares these SEC-registered funds for direct integration into stablecoin reserve structures, responding proactively to emerging regulatory frameworks like the GENIUS Act. Franklin Templeton Stablecoin Funds: The Strategic Conversion Franklin Templeton executed a precise operational conversion of its LUIXX and DIGXX money market funds. These funds maintain their existing registration with the U.S. Securities and Exchange Commission as money market funds. However, their investment mandates and operational structures now specifically target stablecoin reserve requirements. Consequently, the funds can hold high-quality, liquid assets that back dollar-pegged stablecoins. This conversion creates a compliant, institutional-grade vehicle for stablecoin issuers seeking robust reserve management. The asset manager designed this move to align with evolving digital asset regulations. Specifically, the restructuring anticipates requirements under the proposed Clarity for Payment Stablecoins Act, often called the GENIUS Act. This legislative framework mandates that stablecoin issuers maintain full reserve backing with specific asset types. Franklin Templeton’s converted funds now provide a turnkey solution for meeting these potential obligations. The funds enable blockchain-based distribution, allowing for seamless integration with digital asset platforms and wallets. Understanding the GENIUS Act Framework The regulatory landscape for stablecoins has evolved significantly. The GENIUS Act, formally introduced in the U.S. Congress, aims to establish a federal framework for payment stablecoins. It proposes clear requirements for reserve asset composition, redemption policies, and issuer licensing. Reserve assets must be high-quality and liquid, typically including: U.S. Treasury securities with specific maturity limits Federal reserve deposits held at qualified institutions Repurchase agreements collateralized by government securities Commercial paper from highly-rated issuers (with limits) Franklin Templeton’s fund conversion directly addresses these potential requirements. The LUIXX and DIGXX funds historically invested in similar short-term instruments. Their restructuring formalizes this alignment for the specific use case of stablecoin reserves. This proactive adaptation demonstrates how traditional finance institutions can navigate new regulatory environments effectively. Institutional Crypto Adoption Accelerates The conversion represents more than a single product change. It signals accelerating institutional adoption of blockchain infrastructure. Major asset managers now recognize stablecoins as a legitimate asset class with specific operational needs. Traditional money market funds, while liquid and secure, were not designed for blockchain integration. Their conversion into dedicated reserve funds creates a necessary financial plumbing layer for the digital economy. Several factors drive this institutional movement. First, stablecoin transaction volumes have grown exponentially, reaching trillions of dollars annually. Second, corporate treasuries increasingly use stablecoins for cross-border payments and treasury management. Third, regulatory clarity, though still emerging, provides enough certainty for conservative institutions to participate. Franklin Templeton’s move follows similar explorations by BlackRock, Fidelity, and other traditional finance giants into digital asset infrastructure. Comparison: Traditional MMF vs. Converted Stablecoin Reserve Fund Feature Traditional MMF Converted Stablecoin Fund Primary Purpose Cash management, liquidity Stablecoin reserve backing Investor Base Institutional/corporate cash Stablecoin issuers, blockchain platforms Distribution Channel Traditional brokerage Blockchain networks, digital platforms Regulatory Focus SEC Rule 2a-7 SEC Rule 2a-7 + GENIUS Act provisions Asset Composition Short-term debt, commercial paper High-quality liquid assets for reserves The Technical Implementation of Blockchain Distribution Franklin Templeton’s conversion includes enabling blockchain-based distribution channels. This technical capability allows the funds’ shares to be represented and transferred on distributed ledgers. Potentially, stablecoin issuers could hold fund shares directly in digital wallets. These shares would constitute part of the verifiable reserve backing for issued stablecoins. The technology enables real-time auditability and transparency, key concerns for regulators and users alike. The implementation likely involves tokenization of fund shares. Through this process, traditional securities gain digital representations on blockchains like Ethereum or private distributed ledgers. These tokenized shares maintain their legal status as SEC-registered securities. However, they gain programmability and interoperability with decentralized finance protocols. This hybrid approach bridges regulatory compliance with technological innovation effectively. Market Impacts and Future Implications Franklin Templeton’s strategic move creates immediate and long-term market impacts. Initially, it provides stablecoin issuers with a compliant, institutional-grade reserve option. This addresses a critical pain point for regulated stablecoin projects seeking credible asset backing. Furthermore, it validates the stablecoin sector as a legitimate destination for institutional capital. Other asset managers may follow with similar product offerings, increasing competition and innovation. The conversion also affects traditional money market dynamics. As stablecoins absorb more reserve capital, short-term debt markets may see shifting demand patterns. High-quality liquid assets preferred for stablecoin reserves could experience premium pricing. Conversely, assets excluded from reserve eligibility might face reduced demand. These secondary effects demonstrate how blockchain integration reshapes traditional finance gradually but fundamentally. Looking forward, this development suggests several trends. First, expect more traditional financial products to develop blockchain-native distribution channels. Second, regulatory frameworks will continue evolving alongside product innovation. Third, the line between traditional finance and decentralized finance will blur further. Franklin Templeton’s conversion represents an early example of this convergence, likely inspiring similar adaptations across the financial industry. Conclusion Franklin Templeton’s conversion of MMFs into dedicated stablecoin reserve funds marks a significant milestone in financial innovation. The move strategically positions traditional investment vehicles within the emerging digital asset ecosystem. By aligning with GENIUS Act requirements and enabling blockchain distribution, these funds bridge regulatory compliance with technological advancement. This development accelerates institutional crypto adoption while providing stablecoin issuers with robust reserve management solutions. As regulatory clarity improves and market demand grows, similar conversions will likely follow, further integrating traditional and digital finance. FAQs Q1: What exactly did Franklin Templeton convert? Franklin Templeton converted two existing institutional money market funds, LUIXX and DIGXX, into funds specifically designed to hold assets backing stablecoins. They remain SEC-registered MMFs but now target stablecoin reserve requirements. Q2: How does the GENIUS Act relate to this conversion? The proposed GENIUS Act would establish reserve requirements for stablecoin issuers. Franklin Templeton restructured these funds to hold the types of high-quality, liquid assets that such legislation would likely mandate for stablecoin reserves. Q3: Can individuals invest in these converted funds? These are institutional funds designed primarily for stablecoin issuers and large blockchain platforms. Traditional retail investors typically access money market funds through different share classes with higher minimum investments. Q4: What are the benefits of using these funds for stablecoin reserves? Benefits include regulatory compliance, institutional-grade asset management, SEC oversight, and blockchain-enabled distribution for transparency and integration with digital asset systems. Q5: Does this mean Franklin Templeton is issuing its own stablecoin? No. The company is providing reserve management services for other stablecoin issuers. They are creating the financial infrastructure rather than issuing a competing stablecoin themselves. This post Franklin Templeton Converts MMFs into Groundbreaking Stablecoin Reserve Funds, Pioneering New Era first appeared on BitcoinWorld .

Polymarket trader burns through $2.36 million in eight days betting on sports

vor 5 Tagen

A Polymarket trader has burned through $2.36 million in eight days. According to trade records reviewed by market tracker Lookonchain, the losses accumulated after the trader placed 53 separate predictions in US sports leagues and college football. Lookonchain reported on X that the trader using the pseudonym bossoskil1 recorded 25 winning trades and 28 losing trades during the eight-day period. Although they counted a win rate of 47.2%, the profits were insufficient given the size of the bets lost. Polymarket trader looks for solace in sports prediction markets Bossoskil1’s put money on NFL, NBA, NHL, and NCAA football and settled bets on spread-based contracts. Bossoskil1 bought contracts priced between 40 cents and 60 cents at times, which could mean their confidence in the positions was moderate at best. But even with that pricing, the bets exceeded $200,000 and in several cases surpassed $1 million. One of the largest losing positions was an NFL bet on Sunday’s clash between the Green Bay Packers and the Chicago Bears. The trader purchased more than 2.5 million shares at 54 cents, and when the position settled at zero, the loss exceeded $1.36 million. Another loss came from a Bills versus Jaguars spread, in which bossoskil1 backed the Jaguars with over 2.6 million shares at 54 cents, but the NFL team lost by 3 and took his losses to $1.41 million. They also put money on the Eagles to beat the 49ers and the Chargers to beat the Patriots. The Eagles lost $304,000, and the Chargers lost $2,700, respectively. Bossoskil1 wagered six figures on the NHL’s Chicago Blackhawks against the Edmonton Oilers resulting in an $8,500 loss, and on the Columbus Blue Jackets against the Vegas Golden Knights where they lost $2,600. Some NHL odds made more than 100% returns, such as winning bets on the Devils, Kraken, and Blackhawks in different games. A college football spread bet on Miami made more than $500,000, and an NFL spread bet on the Rams made more than $730,000. However, these wins were outpaced by larger losing positions, and by the end of the period, the trader’s account balance had realized losses totaling $2.36 million. Active positions on Polymarket for trader bossoskil1. Source: Polymarket As of the time of this reporting, the account still has several positions active, including an NHL wager on the New York Islanders of about 520,000 shares at 49 cents, an exposure of about $255,000. The trader also held a position backing the Chicago Blackhawks against the Washington Capitals with more than 1.65 million shares amounting to $744,000. The smartest crypto minds already read our newsletter. Want in? Join them .

Binance Makes a Bold Move with Massive Investment in Genius

vor 5 Tagen

Binance invests millions in Genius, signaling a strategic move towards decentralized finance. Co-founder CZ Zhao joins Genius as an advisor to further decentralized exchange growth. Continue Reading: Binance Makes a Bold Move with Massive Investment in Genius The post Binance Makes a Bold Move with Massive Investment in Genius appeared first on COINTURK NEWS .