US Lawmakers Introduce Standalone Bill to Protect Blockchain Developers Ahead of Broader Crypto Legislation

U.S. Senator Cynthia Lummis introduced a standalone bill aimed at protecting non-custodial blockchain developers from being classified as money transmitters, as the Senate prepares to unveil the long-awaited draft of its broader crypto market structure legislation ahead of a key markup this week. The bipartisan proposal, co-sponsored by Senator Ron Wyden, revives the Blockchain Regulatory Certainty Act , clarifying that software developers, miners, validators, and infrastructure providers who do not control user funds or hold private keys should not fall under federal money transmission rules. The bill reinforces the principle that “code is not custody,” limiting regulatory liability to entities that actually control customer assets. After months of hard work, we have bipartisan text ready for Thursday’s markup. I urge my Democrat colleagues: don’t retreat from our progress. The Digital Asset Market Clarity Act will provide the clarity needed to keep innovation in the U.S. & protect consumers. Let’s do this! pic.twitter.com/fuu5CIQa8X — Senator Cynthia Lummis (@SenLummis) January 13, 2026 Standalone Bill Highlights Developer Protections The move comes amid intense last-minute negotiations over the Senate’s comprehensive Digital Asset Market Clarity Act, expected to be finalized and made public as early as Tuesday, with a Senate Banking Committee markup scheduled for Thursday. While earlier drafts of the market structure bill included similar developer protections, that language has remained a point of contention during negotiations. “It’s time to stop treating software developers like banks simply because they write code,” Lummis said, emphasizing growing concern that recent enforcement actions risk criminalizing open-source software development. Industry advocates note that the standalone bill is intended to demonstrate bipartisan support for protecting non-custodial developers, even as uncertainty remains over whether the provision will survive in the broader market structure package. The Blockchain Regulatory Certainty Act initially originated in the House before being incorporated into Senate discussions, and the new Senate version mirrors that earlier House language. Stablecoin Yield Restrictions May Favor Banks The latest leaked draft of the Clarity Act (page 189) includes provisions restricting companies from paying interest solely on stablecoin balances. Users may still earn rewards, but only by taking specific actions, such as trading, staking, providing liquidity or collateral, or participating in governance. Crypto journalist Eleanor Terrett noted that banks may have gained the upper hand in negotiations on stablecoin yields. Senators have 48 hours to submit amendments, leaving it unclear whether the rules will remain unchanged in Thursday’s markup. NEW: Yield update: Banks may have won this round on stablecoin yield. The latest draft (page 189) says companies cannot pay interest just for holding balances. You can earn rewards, but only if they’re tied to opening an account or activity like making transactions, staking,… https://t.co/Df3u3Ar3cM — Eleanor Terrett (@EleanorTerrett) January 13, 2026 The Senate Banking Committee is set to review the finalized draft Thursday, while the Senate Agriculture Committee has delayed its markup to the end of the month to allow more time for bipartisan compromise. The outcome could shape U.S. crypto regulation and the DeFi ecosystem for years to come. Bitcoin traded flat near $92,000 following the developments, while broader crypto markets showed little immediate reaction. Analysts say the outcome of Thursday’s markup could have lasting implications for DeFi innovation and institutional participation in U.S. crypto markets. The post US Lawmakers Introduce Standalone Bill to Protect Blockchain Developers Ahead of Broader Crypto Legislation appeared first on Cryptonews .

MYX Finance Price Prediction 2026-2030: The Revolutionary Decentralized Futures Protocol That Could Transform DeFi

BitcoinWorld MYX Finance Price Prediction 2026-2030: The Revolutionary Decentralized Futures Protocol That Could Transform DeFi December 2025 – The decentralized finance landscape continues evolving rapidly, with MYX Finance emerging as a notable contender in the competitive derivatives sector. This comprehensive analysis examines MYX Finance price predictions from 2026 through 2030, exploring the protocol’s underlying technology, market positioning, and potential trajectory within the broader DeFi ecosystem. As institutional and retail interest in decentralized derivatives grows, understanding MYX Finance’s fundamentals becomes increasingly important for informed market participation. Understanding MYX Finance and Its Market Position MYX Finance operates as a decentralized perpetual futures protocol built on multiple blockchain networks. The platform utilizes an innovative liquidity model called MP (Mining Pool), which separates liquidity provision from trading activities. This architectural approach potentially reduces impermanent loss for liquidity providers while maintaining efficient market operations. According to DeFiLlama data from Q3 2025, the total value locked in decentralized derivatives protocols exceeded $15 billion, representing significant growth from previous years. MYX Finance entered this expanding market with distinctive technical features that differentiate it from established competitors like dYdX, GMX, and Gains Network. The protocol’s native MYX token serves multiple functions within its ecosystem. Token holders can stake MYX to earn protocol fees, participate in governance decisions, and receive various platform incentives. This utility structure aligns with successful DeFi models observed across the industry. Market analysts note that derivatives trading volume in decentralized environments has increased approximately 300% since 2023, suggesting substantial growth potential for well-positioned protocols. MYX Finance’s multi-chain deployment strategy further enhances its accessibility across different blockchain communities. Technical Architecture and Competitive Advantages MYX Finance employs a unique zero-slippage trading mechanism through its MP model, potentially offering traders improved execution compared to traditional automated market maker systems. The protocol’s risk management framework incorporates isolated margin accounts and dynamic funding rates, similar to institutional-grade derivatives platforms. Blockchain analytics firm Messari reported in October 2025 that decentralized perpetual futures protocols processed over $50 billion in monthly volume, indicating robust market demand. MYX Finance’s technical documentation highlights its focus on capital efficiency, claiming up to 200x leverage availability while maintaining security through smart contract audits from reputable firms including CertiK and Quantstamp. Market Analysis and Historical Performance Context The cryptocurrency derivatives market has demonstrated remarkable resilience through various market cycles. Centralized exchanges still dominate this sector, but decentralized alternatives continue gaining market share. Data from CryptoCompare indicates that decentralized derivatives represented approximately 8% of total crypto derivatives volume in Q3 2025, up from just 2% in early 2023. This growth trajectory suggests increasing adoption of trustless trading solutions. MYX Finance launched during a period of heightened regulatory scrutiny toward centralized exchanges, potentially accelerating migration toward decentralized alternatives. Historical price data for emerging DeFi tokens reveals several consistent patterns. Successful protocols typically experience initial volatility followed by stabilization as liquidity deepens and utility expands. The MYX token’s price history shows correlation with broader DeFi market movements while demonstrating unique responsiveness to protocol-specific developments. Analysis of trading patterns indicates that derivatives-focused tokens often exhibit higher beta relative to general DeFi indices, meaning they tend to amplify broader market movements in both directions. Decentralized Derivatives Market Comparison (Q3 2025) Protocol TVL Monthly Volume Supported Chains dYdX $4.2B $32B Ethereum L2 GMX $2.8B $28B Arbitrum, Avalanche Gains Network $1.1B $12B Polygon, Arbitrum MYX Finance $420M $3.5B Multiple EVM Chains MYX Finance Price Prediction Methodology Price predictions incorporate multiple analytical approaches including fundamental valuation, technical analysis, and comparative market assessment. Fundamental analysis examines protocol metrics such as: Revenue generation: Protocol fee structures and distribution mechanisms User adoption: Active trader counts and transaction frequency Tokenomics: Emission schedules, vesting periods, and circulating supply dynamics Competitive positioning: Market share trends and differentiation factors Technical analysis considers historical price patterns, support and resistance levels, and trading volume trends. Comparative assessment evaluates MYX Finance against similar protocols at equivalent development stages. Industry analysts emphasize that cryptocurrency price predictions inherently involve significant uncertainty, particularly for emerging projects in rapidly evolving sectors like decentralized derivatives. 2026 Price Outlook and Key Drivers The 2026 outlook for MYX Finance depends heavily on several identifiable factors. Protocol development milestones, including planned feature releases and chain expansions, could substantially impact adoption rates. Market analysts project that decentralized derivatives could capture 15-20% of total crypto derivatives volume by late 2026, based on current growth trajectories. Regulatory developments represent another crucial variable, as favorable frameworks for decentralized finance could accelerate institutional participation. The MYX token’s price range for 2026 incorporates these variables while acknowledging inherent market volatility. Adoption metrics provide meaningful indicators for price trajectory analysis. Protocols typically experience exponential user growth during early stages, followed by more linear expansion as markets mature. MYX Finance’s cross-chain strategy may facilitate broader user acquisition compared to single-chain alternatives. Historical data from similar DeFi projects suggests that tokens often establish clearer valuation foundations approximately 18-24 months after mainnet launch, coinciding with expanded utility and reduced inflationary pressure from early distributions. Long-Term Projections: 2027-2030 Trajectory The 2027-2030 period presents both opportunities and challenges for MYX Finance and the broader decentralized derivatives sector. Industry projections suggest several potential development paths: Increased institutional adoption: Traditional finance entities gradually incorporating decentralized protocols Technological maturation: Improved scalability solutions reducing transaction costs Regulatory clarity: Established frameworks enabling compliant operation across jurisdictions Product diversification: Expansion beyond perpetual futures into options and structured products Long-term price projections incorporate discounted cash flow models based on protocol fee projections, token utility expansion, and market share assumptions. Analysts emphasize that successful decentralized derivatives protocols typically demonstrate: Sustained technological innovation maintaining competitive advantages Effective community governance adapting to market changes Robust security records without major exploits Strategic partnerships expanding ecosystem integration Risk Factors and Market Considerations Several risk factors could influence MYX Finance’s trajectory through 2030. Technological risks include potential smart contract vulnerabilities despite audit processes. Competitive risks emerge from both established protocols and new entrants with innovative approaches. Regulatory uncertainty persists across multiple jurisdictions, potentially impacting accessibility for certain user groups. Market risks involve broader cryptocurrency volatility and correlation with traditional financial markets, which has increased in recent years according to Federal Reserve research publications. Macroeconomic conditions significantly influence cryptocurrency valuations. Interest rate environments, inflation trends, and geopolitical developments all contribute to risk asset performance. The decentralized derivatives sector demonstrates particular sensitivity to blockchain network congestion and transaction cost fluctuations. MYX Finance’s multi-chain approach potentially mitigates some network-specific risks but introduces complexity in maintaining consistent user experience across different environments. Comparative Analysis with Alternative Derivatives Protocols Understanding MYX Finance’s position requires examination of competing decentralized derivatives solutions. Each protocol employs distinct architectural approaches with corresponding trade-offs: Order Book Models: Protocols like dYdX utilize traditional order book systems familiar to traders from centralized exchanges. This approach typically offers deep liquidity for major trading pairs but may involve higher infrastructure costs. Automated Market Makers: Platforms including GMX employ AMM structures where liquidity providers earn fees from trading activity. This model democratizes market making but may involve impermanent loss during volatile conditions. Hybrid Approaches: MYX Finance’s MP model represents a hybrid solution attempting to balance capital efficiency with trader experience. The protocol’s documentation emphasizes reduced slippage and improved liquidity provider returns compared to pure AMM systems. Market share distribution among these models continues evolving as protocols iterate based on user feedback and technological advancements. The most successful derivatives protocols typically demonstrate flexibility in adapting their models to changing market conditions while maintaining core value propositions. Conclusion MYX Finance represents an innovative approach to decentralized derivatives trading with potential for significant growth through 2030. The protocol’s unique MP model, multi-chain strategy, and focus on capital efficiency position it within a competitive but expanding market segment. Price predictions for MYX Finance from 2026 through 2030 incorporate fundamental protocol metrics, comparative market analysis, and broader industry trends. While decentralized derivatives face challenges including regulatory uncertainty and technological complexity, the sector’s growth trajectory suggests increasing adoption of trustless trading solutions. Investors and users should conduct thorough research considering both potential opportunities and identifiable risks when evaluating MYX Finance and similar decentralized finance protocols. FAQs Q1: What differentiates MYX Finance from other decentralized derivatives platforms? MYX Finance employs a unique MP (Mining Pool) model that separates liquidity provision from trading activities, potentially reducing impermanent loss while maintaining efficient market operations. The protocol also features a multi-chain deployment strategy and zero-slippage trading mechanism. Q2: How does the MYX token function within the ecosystem? The MYX token serves multiple purposes including governance participation, fee sharing through staking mechanisms, and protocol incentives. Token holders can influence development decisions while earning rewards from platform activity. Q3: What are the main risk factors for MYX Finance price trajectory? Primary risks include technological vulnerabilities despite audits, intense competition from established protocols, regulatory uncertainty across jurisdictions, and broader cryptocurrency market volatility that particularly affects derivatives-focused tokens. Q4: How does decentralized derivatives volume compare to centralized alternatives? According to Q3 2025 data, decentralized derivatives represent approximately 8% of total crypto derivatives volume, showing significant growth from 2% in early 2023 but still substantially smaller than centralized exchange volumes. Q5: What metrics should investors monitor when evaluating MYX Finance? Key metrics include total value locked (TVL), trading volume trends, active user counts, protocol fee generation, token circulation dynamics, and development milestone achievements. Comparative analysis against similar protocols provides additional context. This post MYX Finance Price Prediction 2026-2030: The Revolutionary Decentralized Futures Protocol That Could Transform DeFi first appeared on BitcoinWorld .

Tennessee Judge Pauses State Case Against Prediction Market Kalshi

A federal judge in Tennessee has temporarily blocked state regulators from taking enforcement action against Kalshi. Key Takeaways: A federal judge temporarily blocked Tennessee regulators from enforcing a cease-and-desist order against Kalshi. The court found Kalshi would face irreparable harm and is likely to succeed in arguing federal jurisdiction over its platform. The case shows a growing conflict between state gambling laws and federal oversight of prediction markets. In an order issued Monday , US District Judge Aleta Trauger granted Kalshi’s request for a preliminary injunction and temporary restraining order against the Tennessee Sports Wagering Council and the state’s attorney general. The ruling prevents regulators from enforcing a recent cease-and-desist order while the case proceeds. Judge Says Tennessee Action Would Cause Irreparable Harm to Kalshi Judge Trauger said Kalshi would face “irreparable injury and loss” if the state’s actions were allowed to continue and found that the company is likely to succeed on the merits of its claims. She added that Kalshi’s rights would likely be violated absent court intervention. The dispute began Friday, when the Tennessee Sports Wagering Council sent cease-and-desist letters to Kalshi, Polymarket and Crypto.com, ordering them to halt the offering of sports event contracts in the state. Regulators accused the platforms of providing unlicensed sports wagering products and directed them to void existing contracts and refund Tennessee users by Jan. 31. The letters warned of civil penalties of up to $25,000 per violation. Kalshi moved quickly to challenge the order in court, suing the council, its leadership and the state attorney general. The company argued that Tennessee overstepped its authority by attempting to regulate a federally overseen derivatives exchange. BREAKING: Tennessee Sports Wagering Council sends cease-and-desist letters to Kalshi ( ), Polymarket and Crypto, demanding that they cease offering sports event contracts to TN customers immediately, void all pending contracts and issue refunds by Jan. 31. Lawsuits are imminent. pic.twitter.com/jDIPIwsrCn — Daniel Wallach (@WALLACHLEGAL) January 9, 2026 Kalshi contends that it operates under the exclusive jurisdiction of the Commodity Futures Trading Commission, which oversees designated contract markets. According to the company, state-level intervention conflicts with the federal regulatory framework established by Congress for derivatives trading. “Tennessee’s intent to regulate Kalshi intrudes upon the federal system for overseeing derivatives markets,” the company said in its complaint, framing the case as a clash between state gambling laws and federal commodities regulation. The Tennessee lawsuit mirrors similar legal battles unfolding across the US. Kalshi has filed suits against other state regulators that have attempted to restrict prediction markets, with mixed results. Courts in Nevada and New Jersey have granted temporary relief, blocking state action while litigation continues, while a federal judge in Maryland declined to issue a similar injunction. State Opposition to Prediction Markets Builds Over Consumer Concerns State opposition to prediction markets has been building for months. In 2025, the SWC urged the CFTC to prohibit sports event contracts, arguing that such products bypass state safeguards such as age verification, responsible gaming rules and anti-money laundering requirements. As reported, a new legislation to limit the interactions between government officials and the prediction markets is being supported by more than 30 Democrats in the US House of Representatives, including former Speaker Nancy Pelosi. The lure behind new restrictions is a controversial Polymarket bet, which started as a bet of $32,000 but eventually became more than $400,000 shortly before the unexpected detention of Venezuelan President Nicolás Maduro. The bill proposed by the New York Representative Ritchie Torres is the Public Integrity in Financial Prediction Markets Act of 2026. The post Tennessee Judge Pauses State Case Against Prediction Market Kalshi appeared first on Cryptonews .

A16z Reveals Three Crypto Predictions for 2026

Venture capital giant Andreessen Horowitz (A16z) has unveiled three predictions on how it sees crypto going “beyond crypto” this year. $45 Billion VC Giant Eyeing Developments in Prediction Markets, Media, and the Potential for a Completely New Crypto Primitive In a blog post, A16z analysts released three crypto predictions, the first of which is that

Pi Network Price Prediction 2026-2030: Unveiling the Critical Factors Behind Pi Coin’s Market Volatility

BitcoinWorld Pi Network Price Prediction 2026-2030: Unveiling the Critical Factors Behind Pi Coin’s Market Volatility As the cryptocurrency market evolves through 2025, Pi Network continues generating significant discussion among investors and analysts worldwide. The mobile-mined digital currency, which launched its enclosed mainnet in December 2021, faces crucial questions about its future valuation trajectory through 2030. This comprehensive analysis examines Pi Network price predictions while investigating the multifaceted factors influencing Pi Coin’s market movements, providing essential context for understanding this unique cryptocurrency project’s potential path forward. Pi Network Price Prediction: Analyzing the 2026-2030 Timeline Pi Network represents one of cryptocurrency’s most intriguing experiments in accessibility and distribution. Unlike traditional cryptocurrencies requiring specialized hardware, Pi enables mining through mobile applications, creating a global user base exceeding 47 million engaged participants according to the project’s official statistics. The network’s transition from testnet to enclosed mainnet marked a significant milestone, though the delayed open mainnet launch continues affecting market perceptions and price speculation. Several analytical frameworks help project Pi Network’s potential price trajectory. Technical analysis examines historical patterns and market psychology, while fundamental analysis evaluates the project’s technological infrastructure, adoption metrics, and competitive positioning. Additionally, comparative analysis with early-stage cryptocurrencies provides valuable reference points. Most projections for 2026-2030 consider three primary scenarios: conservative estimates based on gradual adoption, moderate projections assuming successful mainnet launch and exchange listings, and optimistic forecasts considering viral global adoption. Market Context and Historical Precedents The cryptocurrency market has demonstrated specific patterns with emerging projects that provide context for Pi Network’s potential trajectory. Early-stage cryptocurrencies typically experience volatility phases corresponding to development milestones, exchange listings, and adoption breakthroughs. Historical data from similar mobile-first cryptocurrency projects shows that successful transitions from test environments to fully functional mainnets often correlate with significant valuation adjustments as market participants reassess fundamental value propositions. Understanding Pi Coin’s Market Movements: A Multifactor Analysis Pi Coin’s market behavior reflects complex interactions between technological development, community dynamics, and broader cryptocurrency trends. The project’s unique mining mechanism, which initially required no energy-intensive computations, attracted millions of users but also created specific market dynamics. Unlike proof-of-work cryptocurrencies with established mining economies, Pi’s value discovery process remains partially theoretical until full mainnet functionality and external exchange integration become operational. Several interconnected factors contribute to Pi Coin’s price discussions and market sentiment: Mainnet Development Timeline: The pace of technical progress toward open mainnet significantly influences market expectations Regulatory Environment: Evolving global cryptocurrency regulations affect all digital assets, particularly novel distribution models Community Engagement Metrics: Active user participation and retention rates provide indicators of network health Exchange Integration Prospects: Potential listings on major cryptocurrency exchanges would dramatically increase liquidity Competitive Landscape: The emergence of similar mobile mining projects creates both validation and competition Technological Infrastructure and Adoption Challenges Pi Network’s technical architecture presents both opportunities and challenges for valuation. The project’s consensus mechanism, called the Stellar Consensus Protocol (SCP) federation, offers energy efficiency advantages over traditional proof-of-work systems. However, scaling this system to support tens of millions of users while maintaining security and decentralization requires substantial engineering resources. The development team’s progress in implementing Pi’s utility ecosystem, including decentralized applications and smart contract capabilities, will significantly influence long-term valuation potential. Expert Perspectives on Pi Network’s Future Trajectory Cryptocurrency analysts approach Pi Network predictions with cautious optimism tempered by realism. Blockchain technology specialists emphasize that successful cryptocurrency projects typically require several years of development before achieving stable valuation patterns. Market analysts note that Pi’s unique distribution model creates different supply dynamics than traditionally mined cryptocurrencies, potentially affecting price discovery mechanisms when full trading becomes available. Comparative analysis with other cryptocurrencies that transitioned from test environments provides valuable insights. Projects that successfully navigated similar developmental phases often experienced initial volatility followed by stabilization as utility and adoption increased. The timing of exchange listings relative to technological milestones frequently determines short-term price movements, while long-term valuation ultimately depends on real-world usage and network effects. Pi Network Development Milestones and Market Implications Timeline Development Phase Market Impact Factor 2019-2021 Mobile Mining Testnet User acquisition and network building 2021-Present Enclosed Mainnet Internal ecosystem development Future Open Mainnet Launch External liquidity and price discovery Future Utility Expansion Long-term value determination Economic Models and Valuation Frameworks Traditional cryptocurrency valuation models require adaptation for Pi Network’s unique characteristics. Network value calculations typically consider active addresses, transaction volume, and stored value, but Pi’s current enclosed environment limits these metrics. Alternative approaches examine user engagement quality, development activity, and comparative market capitalization of similar-stage projects. The eventual integration with broader cryptocurrency markets will enable more conventional valuation methodologies, potentially reducing speculative elements in price discussions. Regulatory Considerations and Global Market Integration The regulatory landscape for cryptocurrencies continues evolving globally, creating both challenges and opportunities for Pi Network. Different jurisdictions approach novel distribution models with varying frameworks, affecting potential exchange listings and institutional adoption. The project’s compliance with emerging regulations regarding mobile mining, token distribution, and anti-money laundering protocols will significantly influence its mainstream acceptance and consequently its market valuation through 2030. International cryptocurrency adoption trends provide important context for Pi Network’s potential. Regions with high smartphone penetration but limited traditional banking infrastructure represent particularly promising markets for mobile-accessible cryptocurrencies. However, these same regions often have evolving regulatory frameworks that could affect project implementation. Successful navigation of this complex global landscape requires both technical adaptability and regulatory engagement from the development team. Community Dynamics and Network Effects Pi Network’s community represents one of its strongest assets and most significant variables in price prediction models. The project’s social media presence and grassroots organization demonstrate remarkable engagement levels, but converting this enthusiasm into sustainable network utility presents ongoing challenges. Historical cryptocurrency patterns show that communities can drive initial adoption, but long-term success requires balancing community interests with technological development and market realities. Conclusion Pi Network price predictions for 2026 through 2030 reflect complex interactions between technological development, market integration, and global adoption patterns. The project’s unique mobile mining approach has created unprecedented user acquisition, but converting this foundation into sustainable value requires successful mainnet implementation and utility development. While current price discussions necessarily involve speculation due to limited market data, the coming years will provide crucial information about Pi Network’s long-term trajectory as development milestones are achieved and market integration progresses. FAQs Q1: What factors most significantly influence Pi Network price predictions? Pi Network price predictions primarily depend on mainnet development progress, exchange listing timelines, regulatory developments, user adoption rates, and broader cryptocurrency market trends. The transition from enclosed to open mainnet represents the most significant upcoming milestone for price discovery. Q2: How does Pi Network’s mining mechanism differ from traditional cryptocurrencies? Unlike proof-of-work cryptocurrencies requiring specialized hardware, Pi Network utilizes mobile-based mining through a proprietary consensus algorithm. This approach emphasizes accessibility and energy efficiency but creates different economic dynamics than traditional mining-based distribution models. Q3: What timeline should investors consider for Pi Network’s development? Cryptocurrency projects typically require multiple years to achieve full functionality and market integration. Pi Network’s development since 2019 follows patterns observed in other successful blockchain projects, with major milestones including testnet operation, enclosed mainnet launch, and eventual open mainnet deployment. Q4: How does regulatory development affect Pi Network’s future? Global cryptocurrency regulations significantly impact all digital assets, particularly novel distribution models like Pi Network’s mobile mining approach. Compliance with evolving frameworks affects exchange listing prospects, institutional adoption, and mainstream accessibility in different jurisdictions. Q5: What metrics indicate Pi Network’s health beyond price speculation? Key indicators include active user engagement, development activity metrics, technological milestone achievement, community growth patterns, and utility application development. These fundamental factors ultimately determine long-term value more than short-term price movements. This post Pi Network Price Prediction 2026-2030: Unveiling the Critical Factors Behind Pi Coin’s Market Volatility first appeared on BitcoinWorld .

BNB Price Nears Major Breakout as Binance’s 2025 Growth Fuels Demand

The BNB price is less than 2% from challenging the key resistance trendline of an ascending triangle pattern.…

Bitcoin Retirement Plans: Bitwise CIO Reveals Shocking Volatility Comparison with NVIDIA

BitcoinWorld Bitcoin Retirement Plans: Bitwise CIO Reveals Shocking Volatility Comparison with NVIDIA NEW YORK, March 2025 – The debate about Bitcoin in retirement plans intensifies as Bitwise Chief Investment Officer Matt Hougan makes a compelling volatility comparison that challenges conventional wisdom. His analysis reveals surprising data about Bitcoin’s price stability relative to established technology stocks. This development follows significant regulatory changes that could reshape retirement investing for millions of Americans. Bitcoin Retirement Plans Face Unfair Scrutiny Arguments against including Bitcoin in 401(k) retirement plans often center on volatility concerns. However, recent data analysis presents a different perspective. According to Bitwise CIO Matt Hougan, Bitcoin’s volatility metrics over the past year actually compare favorably to major technology stocks. This revelation comes during a crucial period for retirement investment options. The financial industry currently witnesses a significant shift in retirement planning approaches. Institutional investors increasingly consider digital assets for portfolio diversification. Meanwhile, regulatory frameworks continue evolving to accommodate new asset classes. This transformation reflects broader changes in global financial markets. Volatility Comparison: Bitcoin Versus Traditional Assets Matt Hougan’s interview with Investopedia highlighted specific volatility metrics. He noted Bitcoin’s 30-day volatility recently measured approximately 45%. Comparatively, NVIDIA stock exhibited volatility around 55% during the same period. This data challenges common perceptions about cryptocurrency risk profiles. Volatility Comparison: 12-Month Period Asset 30-Day Volatility 90-Day Volatility Bitcoin (BTC) 45% 60% NVIDIA (NVDA) 55% 65% S&P 500 Index 15% 18% Gold (GC) 12% 14% Financial analysts recognize several important factors in volatility assessment: Market maturity: Bitcoin’s market structure continues evolving Liquidity profiles: Trading volumes affect price stability Institutional participation: Growing adoption influences volatility patterns Regulatory clarity: Policy developments impact market behavior Regulatory Context and Political Debate The Trump administration’s executive order created new opportunities for retirement funds. This policy change allows pension funds to consider cryptocurrency allocations. However, the decision generated immediate political controversy. Senator Elizabeth Warren expressed strong concerns about investor protection. Her warning emphasized potential risks for retirement savers. The debate reflects broader tensions between innovation and consumer protection. Regulatory agencies now face complex implementation challenges. They must balance technological advancement with fiduciary responsibilities. Institutional Normalization of Cryptocurrency Assets Matt Hougan emphasized the inevitable normalization process for digital assets. Historical precedents exist for new asset class integration. Real estate investment trusts faced similar skepticism decades ago. International markets provide additional case studies for cryptocurrency adoption. Several factors drive institutional cryptocurrency acceptance: Improved custody solutions from regulated providers Enhanced regulatory frameworks in major jurisdictions Growing academic research supporting portfolio diversification benefits Increasing correlation data with traditional assets Financial institutions now develop sophisticated cryptocurrency investment products. These offerings include structured notes, exchange-traded funds, and managed accounts. Retirement plan administrators cautiously evaluate these new options. Their due diligence processes consider both opportunities and risks. Historical Perspective on Investment Innovation New investment vehicles typically face initial resistance from conservative institutions. Money market funds encountered skepticism in the 1970s. Exchange-traded funds faced similar challenges in the 1990s. Each innovation followed a predictable adoption curve among institutional investors. The current cryptocurrency debate mirrors these historical patterns. Early adopters demonstrate proof concepts through pilot programs. Academic research provides theoretical foundations for allocation models. Regulatory guidance gradually establishes compliance frameworks. This multi-stage process typically requires several years for full implementation. Retirement Planning Evolution in Digital Age Retirement planning methodologies continuously adapt to changing market conditions. Modern portfolio theory incorporates new asset classes as data becomes available. Financial advisors now consider digital assets within comprehensive planning frameworks. Their analysis includes correlation studies and risk-adjusted return calculations. Several retirement plan providers already offer cryptocurrency options. These early implementations provide valuable operational experience. They demonstrate practical solutions for custody, valuation, and reporting requirements. Plan sponsors carefully monitor participant adoption rates and investment patterns. The Department of Labor issued guidance about cryptocurrency in retirement plans. This regulatory framework establishes fiduciary standards for plan sponsors. It emphasizes thorough due diligence and participant education requirements. Compliance with these guidelines represents a significant consideration for administrators. Global Perspectives on Crypto Retirement Allocation International markets offer diverse approaches to cryptocurrency in retirement systems. Some countries permit limited allocations within specific plan structures. Others maintain more restrictive policies pending further regulatory development. These global variations provide natural experiments for outcome analysis. European pension funds increasingly allocate to digital assets. Asian markets demonstrate different adoption patterns based on local regulations. These international experiences inform American policy discussions. Comparative analysis helps identify best practices for investor protection. Conclusion The debate about Bitcoin retirement plans continues evolving with new data and perspectives. Matt Hougan’s volatility comparison challenges conventional assumptions about cryptocurrency risk. Institutional adoption progresses despite regulatory and political debates. Retirement planning methodologies gradually incorporate digital assets as markets mature. The coming years will determine how cryptocurrency allocations fit within comprehensive retirement strategies. This development represents another chapter in the ongoing evolution of investment options for American retirees. FAQs Q1: What volatility comparison did Matt Hougan make about Bitcoin? Bitwise CIO Matt Hougan compared Bitcoin’s recent volatility to NVIDIA stock, noting Bitcoin exhibited lower volatility metrics over specific periods, challenging arguments against cryptocurrency inclusion in retirement plans. Q2: What regulatory change prompted this retirement plan discussion? The Trump administration signed an executive order allowing pension and retirement funds to hold cryptocurrencies, creating new opportunities while generating debate about investor protection and appropriate safeguards. Q3: How do Bitcoin volatility levels compare to traditional assets? While Bitcoin generally shows higher volatility than broad market indices or gold, recent data indicates comparable or lower volatility than certain technology stocks during specific measurement periods, according to Bitwise analysis. Q4: What concerns did Senator Elizabeth Warren express? Senator Warren warned that allowing cryptocurrency in retirement plans could create significant risks for investors, emphasizing the need for strong consumer protections and thorough regulatory oversight. Q5: How are retirement plan administrators approaching cryptocurrency options? Plan administrators conduct careful due diligence, evaluating custody solutions, regulatory compliance, participant education needs, and allocation methodologies while monitoring early adoption experiences in pilot programs. This post Bitcoin Retirement Plans: Bitwise CIO Reveals Shocking Volatility Comparison with NVIDIA first appeared on BitcoinWorld .

Upexi implements high-yield treasury strategy, increases Solana holdings

Tezos price prediction 2026-2032: How high can XTZ rise?

Key takeaways: Tezos price prediction suggests a recovery to $1.04 by the end of Q1 2026. XTZ could reach a maximum price of $3.56 by the end of 2029. By 2031, XTZ’s price may surge to $6.21. Tezos started strong as a platform for smart contracts and decentralized apps. After being released in 2018, its price touched an all-time high of $9.12 in 2021. However, throughout this time, it faced issues like lawsuits and power struggles, causing a loss of investor trust. Eventually, the overall market’s effects plummeted the coin’s price, and it has failed to recover to the same mark since then. However, collaborations and innovations are growing on the Tezos network, bringing it into close competition with other smart contract platforms like Ethereum and Solana. Many crypto enthusiasts ask questions like, “Can the Tezos coin hit $50 in the long term?” or at least, “Will Tezos survive?” Let’s get into Tezos price prediction and technical analysis. Overview Cryptocurrency Tezos Ticker XTZ Current price $0.5649 Market cap $606.34M Trading volume (24-hour) $25M Circulating supply 1.071B XTZ All-time high $9.18 on October 04, 2021 All-time low $0.3505 on December 7, 2018 24-hour high $0.5770 24-hour low $0.5523 Tezos price prediction: Technical analysis Metric Value Volatility (30-day Variation) 9.65% (High) 50-day SMA $0.5006 14-Day RSI 54.65 (Neutral) Sentiment Neutral Fear & Greed Index 26 (Fear) Green days 14/30 (47%) 200-day SMA $0.6382 Tezos price analysis TL;DR Breakdown: The daily structure remains bullish above $0.535, but momentum has slowed. The 4-hour chart shows a relief bounce, not a confirmed reversal yet. A break above $0.58 favors continuation, while slipping below $0.535 raises downside risk. Tezos price analysis 1-day chart On the daily chart for January 13, Tezos is trading around $0.565, holding above the Bollinger mid-band near $0.535, which keeps the broader short-term uptrend valid. The price has pulled back from the recent swing high around $0.59–$0.60, but the candles show controlled selling rather than distribution. XTZUSDT 1-day price chart | Source: TradingView The upper band flattening suggests upside momentum has paused, not reversed. RSI sits near 59, cooling from overbought territory while staying comfortably bullish, indicating room for another push if buyers step back in. The MACD remains positive but is clearly compressing, warning that upside continuation now needs renewed volume. A daily close below $0.535 would weaken the structure and open risk toward $0.50, while a reclaim of $0.58 would likely trigger another attempt at $0.60 or higher. Tezos price analysis 4-hour chart On the 4-hour chart, the price is attempting a rebound from the $0.55 support zone after a sharp sell-off, but it remains capped below key moving averages clustered between $0.57 and $0.58. The Alligator lines are still fanned downward, confirming the short-term trend is technically bearish despite the bounce. XTZUSDT 4-hour price chart | Source: TradingView OBV has stabilized after a notable drop, suggesting selling pressure is easing but not yet replaced by strong accumulation. As long as the price holds above $0.55, this appears to be a basing attempt. However, failure to break and hold above $0.58 keeps the risk of another dip toward $0.54 alive. Tezos technical indicators: Levels and action Daily simple moving average (SMA) Period Value Action SMA 3 $0.5661 SELL SMA 5 $0.5649 SELL SMA 10 $0.5565 BUY SMA 21 $0.5157 BUY SMA 50 $0.5006 BUY SMA 100 $0.5487 BUY SMA 200 $0.6382 SELL Daily exponential moving average (EMA) Period Value Action EMA 3 $0.5697 SELL EMA 5 $0.5594 BUY EMA 10 $0.5381 BUY EMA 21 $0.5151 BUY EMA 50 $0.5157 BUY EMA 100 $0.5533 BUY EMA 200 $0.6123 SELL What to expect from XTZ price analysis next? Tezos is in a consolidation phase after an impulsive move higher, with the daily trend still constructive but short-term momentum fragile. Holding $0.55–$0.535 is critical to maintain bullish bias, while a clean break above $0.58 would likely reignite upside toward $0.60. Losing $0.535 would shift focus to deeper downside continuation. Is Tezos a long term investment? Tezos could be a good investment as its price movements in the past and recent times reflect opportunities for massive gains. Of course, there have been significant bear markets, but the price recoveries that followed put money in the pockets of traders. Also, the platform is quite developed and supports DeFi solutions, decentralized applications, and NFTs, so there are utilities that can keep the coin’s price afloat and upward. However, as always, you should always do your research because crypto can be extremely volatile. Will Tezos recover? Yes, Tezos is likely to recover by the end of this year. Expert forecasts suggest that XTZ will approach $1.5 by then. Will Tezos reach $10? Yes, Tezos can reach $10. Its all-time high was $9.18; significant bullish momentum will be required to recapture this level. Will Tezos reach $50? Based on expert analysis, Tezos may not reach $50 anytime soon. A huge market cap will be required to reach that point. However, mass adoption and integration with new systems could make this possible. Does Tezos have a good long-term future? Tezos seems to have a good long-term future because the platform regularly brings updates, and development is ongoing. It also fits into the larger narrative of decentralized finance and decentralized applications. Recent news/opinion on Tezos Tezos’ EVM-compatible layer on Etherlink sees an average DAA growth of 33.8% QoQ in Q3 2025. On @Etherlink , the EVM compatibility layer for Tezos, average DAA (unique addresses that sent at least one transaction) grew 33.8% QoQ in Q3 2025. pic.twitter.com/vWvKnuyQnu — Tezos (@tezos) December 10, 2025 Tezos price prediction January 2026 If the bulls back XTZ, the token could break out, reaching a peak of $0.70 while maintaining an average trading price of $0.59 in January 2026. Traders can expect a minimum price of $0.48. Tezos price prediction Minimum price ($) Average price ($) Maximum price ($) XTZ price prediction January 2026 0.48 0.59 0.70 Tezos price prediction 2026 Experts believe the overall outlook for Tezos (XTZ) by the end of Q1 2026 is positive. Investors can expect a minimum market price of $0.41, an average price of $0.60, and a maximum price of $1.04. Tezos price prediction Minimum price ($) Average price ($) Maximum price ($) Tezos price prediction 2026 0.41 0.60 1.04 Tezos price prediction 2027-2032 Year Minimum Price Average Price Maximum Price 2027 $1.25 $1.87 $2.50 2028 $2.03 $2.61 $2.98 2029 $2.74 $3.19 $3.56 2030 $3.19 $3.77 $4.13 2031 $3.92 $4.35 $5.02 2032 $4.15 $5.02 $6.21 Tezos price prediction for 2027 The XTZ price prediction for 2027 indicates a continued rise, with minimum and maximum prices of $1.25 and $2.50, respectively, and an average price of $1.87. Tezos price prediction for 2028 Tezos’s price is expected to reach a minimum of $2.03 in 2028. The maximum expected XTZ price is $2.98, with an average price of $2.61. Tezos price prediction for 2029 The XTZ price prediction for 2029 estimates a minimum price of $2.74, a maximum price of $3.56, and an average price of $3.19. Tezos price prediction for 2030 The Tezos price prediction for 2030 suggests a minimum price of $3.19 and an average price of $3.77. The maximum Tezos price is set at $4.13. Tezos price prediction for 2031 The XTZ price prediction for 2031 anticipates a surge in price, resulting in a maximum price of $5.02. Based on expert analysis, investors can expect an average price of $4.35 and a minimum of $3.92. Tezos price forecast for 2032 According to the XTZ price forecast for 2032, Tezos is anticipated to trade at a minimum price of $4.15, a maximum price of $6.21, with an average price of $5.02. Tezos price prediction 2026-2032 Tezos market price prediction: Analysts’ XTZ price forecast Firm 2026 2027 Changelly $0.837 $1.19 DigitalCoinPrice $0.96 $1.33 CoinCodex $0.6997 $0.6896 Cryptopolitan’s Tezos (XTZ) price prediction Per the Cryptopolitan team, Tezos is expected to reach $1.2 by Q1 2026, and forecasts up to 2032 give a positive outlook for XTZ to break above the $5 mark. For that to happen, future price movements and an increase in Tezos’ adoption must be bullish. Tezos historic price sentiment Tezos price history ⏐ Source: Coingecko Tezos mainnet went live in September 2018 and immediately gained popularity for dealing with the environmental impact of blockchain technologies at that time with its PoS model. XTZ’s price peaked during the bullish cycle of 2021, reaching above $9.0. After 4 April 2022, XTZ’s price plummeted below $4.0; by 9 May, it had sharply fallen below the $2 mark. XTZ surged to about $1 at the beginning of December 2022, but the bears reclaimed the market by the end of the month, resulting in a drop to $0.73. The coin recovered in 2023, averaging a market price of $0.8. Despite its partnership milestones, Tezos (XTZ) had a bearish 2024. The coin peaked at $1.4 in April but dropped about 60% by August. Buyers returned in September, driving the price to $0.7015, and momentum carried into November with a peak of $1.856. The rally extended to December, when XTZ reached $1.909 before corrections brought the year-end close to $1.286. XTZ peaked at $1.49 in January 2025 before dropping to an average of $0.72 in February. From March to May, it consolidated below $0.70 with an overall average of $0.66. In June, it traded between $0.4752 and $0.6362, while July averaged $0.7232. August opened at $0.7605 and averaged $0.8212. September saw a minimum of $0.6437, a maximum of $0.8292, and an average of $0.7261. In October, XTZ traded between $0.5986 and $0.4692. In November, Tezos (XTZ) traded between $0.4758 – $0.7454, and in December, it traded between $0.4223 and $0.5300. At the start of January 2026, the coin is trading between $0.5523 – $0.5770.

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Analysts suggest macroeconomic conditions and stabilizing prices could support crypto markets in the medium term, with bitcoin potentially reaching $120,000 if sentiment improves.