XRP Ledger Validator: Logic Behind JPMorgan and Ripple’s GTreasury Partnership

  vor 5 Tagen

Recent commentary from XRPL validator VET has provided technical context to a payment infrastructure announcement involving J.P. Morgan Payments and GTreasury, following a post shared by crypto commentator Subjective Views. Rather than focusing on the headline partnership itself, VET directed attention to the underlying settlement mechanics that make the arrangement operationally significant, particularly the role of netting in reducing transactional complexity for large enterprises. According to the explanation, the solution highlighted by GTreasury is centered on netting, a long-established financial process used by institutions to consolidate multiple payment obligations into a single net settlement amount. In practice, this allows counterparties with mutual obligations to avoid sending full gross payments in both directions, instead settling only the remaining balance. For multinational firms with numerous subsidiaries, this approach materially reduces the number of transactions required to reconcile intercompany accounts. They highlight GTreasury netting solution. Netting solutions allow for many obligations to be settled with only the net amount. I owe you $50, you owe me $30. Instead of me sending you $50 and you sending me $30 (2 txs) – i just send you the net $20 i owe you. Rippling on XRP… https://t.co/JwI6oaiUlc — Vet (@Vet_X0) December 30, 2025 How Netting Aligns With XRP-Based Settlement Models VET noted that this same conceptual framework underpins how rippling operates when XRP is used within payment flows. Rippling enables obligations to be offset across accounts before settlement, allowing value to move efficiently without unnecessary intermediate transfers. From a systems perspective, the emphasis is on minimizing redundant movement of funds while preserving final settlement accuracy, a requirement for enterprise-grade financial operations. The validator further clarified that this capability distinguishes rippling-enabled systems from certain token standards. Specifically, Multi-Purpose Tokens do not support rippling functionality. As a result, while they may serve other use cases, they lack the native capacity to optimize settlement through obligation netting in the same manner. This distinction becomes relevant when assessing how blockchain components might be integrated into corporate treasury solutions. Implications for Tokenized Treasury Infrastructure Expanding on this point, VET suggested that if GTreasury were to incorporate blockchain-based enhancements beyond basic token representation, additional efficiencies could be realized. In such a scenario, tokenized treasury instruments would ideally be structured to support features compatible with netting and liquidity optimization. The validator referenced RLUSD as an example of a blockchain-based instrument that is not an MPT, implying that design choices matter when aligning digital assets with institutional settlement requirements. This perspective frames the JPMorgan and GTreasury initiative not as an isolated development, but as part of a broader effort to modernize intercompany payments using proven financial logic combined with emerging infrastructure. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The arrangement allows GTreasury to perform calculation and optimization functions, while J.P. Morgan handles execution, foreign exchange, and banking rails, resulting in faster and more cost-efficient settlements for firms like Franklin Electric. Institutional Signals From Validator Commentary By emphasizing netting mechanics, Vet’s commentary underscores how institutional adoption often depends on compatibility with established financial processes. The focus on reducing transaction volume, improving reconciliation, and aligning with existing treasury workflows reflects priorities that extend beyond experimentation. From this standpoint, the relevance of XRP-based systems lies in their ability to mirror and enhance mechanisms that large financial entities already rely on at scale. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on X , Facebook , Telegram , and Google News The post XRP Ledger Validator: Logic Behind JPMorgan and Ripple’s GTreasury Partnership appeared first on Times Tabloid .

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Crypto VC funding rebounds in 2025, jumping to nearly $40B after two-year slump

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Crypto fundraising expanded in 2025, surpassing the relatively low levels of the previous year. Despite a slowdown in December deals, the past year was successful for funding rounds. Crypto funding rounds by VC funds retained relatively high levels in 2025, with several notable months boosting the total amount invested. In 2025, VC funding led to larger rounds and high-profile deals, though a smaller number of overall raises, as funds became more selective. | Source: Cryptorank Based on monthly raises reported by Cryptorank, 2025 reached total funding of $39.95B, up from between $11.5 to $13.5B for 2024. Funding in the past year broke out of the years-long bear market, which still affected funds between 2022 and 2024. Crypto fundraising had fewer rounds for higher value In 2025, the structure of fundraising shifted, with fewer deals of higher value. Projects moved onto late-stage rounds, while seed rounds for new tokens diminished. Seed rounds only made up about 16% of all deals, down from 28% on average. Undisclosed rounds or late-stage funding dominated. The past year saw the biggest raises since 2023 in terms of the size of rounds, but much fewer deals were completed. The fundraising landscape was more conservative, as the market did not have enough demand for new tokens. The year’s activity ranged from 152 deals in January, down to 82 deals in December. The last month of 2025 was the third-weakest in terms of funding and deal activity. The USA and international deals were the most numerous, with $16.14B in undisclosed location rounds and $10.54B in US-based deals. Malta and Singapore were also major VC funding locations, followed by Australia and the UK. Coinbase Ventures was the most active fund in 2025, closing 87 deals. Animoca Brands completed 52 deals, while Binance’s YziLabs closed 40 deals. Angel investors’ rankings in 2025 were led by Sandeep Nailwal (Polygon) with 53 deals, Paul Taylor with 47 deals, and Solana’s Anatoly Yakovenko with 44 deals. Funding switched to infrastructure projects The fundraising in 2025 tracked the shifting crypto landscape. Funds almost abandoned GameFi and NFT projects, instead switching to on-chain infrastructure. DeFi was one of the solid sectors with ongoing allocations. In the short term, AI projects still dominate funding rounds. Binance Alpha projects are also among the top rounds, mostly driven by the curation of YziLabs. Real-world asset ( RWA ) tokenization gained focus among VC funds after becoming one of the most successful narratives in 2025. Payment services are also gaining prominence, accounting for over 25% of deals in December. In 2025, VC funds and angel investors became more pragmatic, searching for projects with a viable product. Fewer new platforms emerged, especially new chains, as the crypto market showed over-saturation. Outside VC funding, ICO and IDO activity remained robust, with a wider variety of projects. IDO and ICO deals passed the peak of the 2021 bull market, driven by raises on Solana, as well as BNB Chain launches through Binance Wallet. IDO sales through a launchpad were the most common model in 2025. Get up to $30,050 in trading rewards when you join Bybit today

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Is Bitcoin Disqualifying Strategy From S&P 500? Peter Schiff Thinks So

  vor 5 Tagen

Peter Schiff has once again criticized Strategy’s Bitcoin-heavy corporate approach, raising fresh questions about whether the company’s performance would even qualify it for inclusion in the S&P 500. In a post on X, the economist argued that if Strategy were part of the benchmark index, its 47.5% decline in 2025 would place it among the worst performers of the year. Strategy isn’t in the S&P 500. But if it were, its 47.5% decline in 2025 would make it the 6th worst-performing stock in the index. @Saylor claims the best thing a company can do is buy Bitcoin. Well, that’s basically all $MSTR did, and the strategy destroyed shareholder value. — Peter Schiff (@PeterSchiff) December 31, 2025 Schiff said the company’s aggressive Bitcoin accumulation has come at the expense of shareholders, adding that Strategy’s stock collapse undercuts claims that buying Bitcoin is the best possible corporate strategy. Even in a Bullish Year, Some S&P 500 Stocks Crashed The comments arrive against the backdrop of a strong year for the broader U.S. equity market. The S&P 500 ended 2025 up about 17.3%, following gains of 23.3% in 2024 and 24.2% in 2023. Source: Google Finance While the index as a whole posted solid returns, performance within it was uneven. Several large-cap stocks suffered steep losses due to company-specific setbacks and shifting market conditions. Fiserv was the worst-performing stock in the S&P 500 in 2025, finishing the year down roughly 70% after missing earnings expectations, cutting guidance, and facing client complaints. The Trade Desk followed closely with a decline of around 68%, pressured by slower revenue growth, rising competition from larger technology firms, and executive departures. Source: Google Finance Sarepta Therapeutics fell more than 80% after patient deaths and regulatory warnings related to its gene therapy treatments. Other laggards included Deckers Outdoor, Gartner, and Lululemon Athletica, all of which lost more than 50% during the year amid weaker forecasts, restructuring efforts, or prolonged growth challenges. MSTR’s Bitcoin Strategy Delivers Gains, But Stock Suffers in 2025 Strategy, which trades under the ticker MSTR, is not a member of the S&P 500, but its 2025 performance drew comparisons because of its scale and volatility. The stock began the year trading near $300 and surged in the first quarter, gaining about 50% as Bitcoin prices climbed, as it reached an annual high of $457.22 on July 16, 2025. That rally reversed sharply in the second half of the year as Bitcoin pulled back and broader risk sentiment shifted. By late September, the stock had erased its year-to-date gains. The decline deepened into the fourth quarter, and on December 31, MSTR hit an annual low of $151.42 before closing slightly higher at $151.95. The stock ended the year down about 49.35%, making it the worst performer in the Nasdaq-100 for 2025. Despite the stock’s slide, Strategy continued to expand its Bitcoin holdings. As of late December, the company held 672,497 BTC, acquired at an average cost of about $75,000 per coin. At current prices near $87,800, those holdings are valued at roughly $59 billion, leaving the firm with an unrealized gain of about 17%. The company disclosed another purchase on December 29 , buying 1,229 bitcoin for approximately $108.8 million using proceeds from its ongoing at-the-market stock offering. Executive chairman Michael Saylor said the firm’s Bitcoin yield for 2025 stood at 23.2%. Bitcoin or Business Model? The Real Barrier to Strategy’s S&P 500 Entry Bitcoin itself is not disqualifying Strategy from the S&P 500, but the way the company is structured around the asset remains a central issue. Strategy met the index’s core quantitative requirements in late 2025, including market capitalization and profitability, after reporting large net income driven by Bitcoin gains . However, inclusion in the S&P 500 is not automatic, as the final decisions rest with a committee that prioritizes operating businesses over investment-style vehicles. The committee has shown reluctance to add companies whose valuation is dominated by treasury assets rather than products or services. Analysts argue that Strategy now resembles a Bitcoin proxy, similar to a closed-end fund, which is an ineligible structure under index rules. This differs from firms like Tesla or Block, which hold Bitcoin but generate revenue from diverse operations. Historically, steep stock declines do not disqualify companies, as many S&P 500 members have recovered from major drawdowns. Even sharp price increases do not ensure entry, as the committee evaluates sustainability, volatility, and business fundamentals before listing. The post Is Bitcoin Disqualifying Strategy From S&P 500? Peter Schiff Thinks So appeared first on Cryptonews .

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Key Bitcoin Futures Policymaker Makes Comeback At CFTC

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According to a CFTC press release , Amir Zaidi has been named Chief of Staff at the US Commodity Futures Trading Commission (CFTC) , effective December 31, 2025. The agency said Chairman Michael S. Selig made the announcement and noted Zaidi’s long history with the regulator. Bitcoin: Experienced Regulator Returns Zaidi first joined the commission in 2010 and served in various roles through 2019. He spent his last two years at the agency as Director of the Division of Market Oversight, a post he took on in 2017. Reports have disclosed that in that role he helped shape the policy steps that led to the launch of regulated Bitcoin futures in the US during US President Donald Trump’s first term. I’m grateful for Amir Zaidi’s willingness to return to the @CFTC as chief of staff. Amir was instrumental in the historic launch of CFTC-regulated bitcoin futures contracts during @POTUS President Trump’s first term. With Congress poised to send digital asset market structure… https://t.co/Oft6NLc4Uv — Mike Selig (@MichaelSelig) December 31, 2025 What He Did Outside Government After leaving the commission in 2019, Zaidi moved to the private sector. He joined TP ICAP as Global Head of Compliance in September 2019, a role in which he oversaw a large compliance team and reported to senior legal leadership at the firm. That experience gave him direct exposure to broker-dealer operations and market structure issues. Why The Move Matters Based on reports , Zaidi returns at a time when Congress and federal agencies are focused on clearer rules for digital assets. Some lawmakers are expected to advance a market structure bill in early January that could give agencies more defined roles over crypto trading and derivatives. That timing puts a spotlight on the CFTC’s leadership choices. A Look At His Track Record Zaidi’s years at the commission included work on exchange oversight, swap data, and market monitoring. The TP ICAP materials describe him as having led a team of about 90 staff across multiple offices while at the CFTC, an operational detail tied to his DMO role. That mix of policy and hands-on management is what the agency emphasized when announcing his return. Regulators will likely move quickly to set priorities for 2026. Market participants and lawmakers will watch how the new chief of staff helps the CFTC coordinate with other agencies and respond to incoming legislation. Featured image from Flowcarbon, chart from TradingView

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Dogecoin Forms Bullish Double Bottom Pattern But Here is Why Mutuum Finance Beats It as The Next Crypto To Explode

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Dogecoin has formed a double bottom around the $0.12 level, which is an indication of possible bullish strength in the meme coin. Traders are keeping an eye on the resistance at $0.132 as Dogecoin tests the breakout level after a prolonged phase of market consolidation. Accumulation charts indicate that Dogecoin investors remain committed to the coin even after incurring losses. But investment is now shifting to Mutuum Finance (MUTM) , which is a decentralized lending and borrowing project that has taken the crypto market by storm. This cheap crypto priced at $0.04 has grown 300% in 2025 alone and investors see more growth ahead in 2026. Dogecoin Tests Key Resistance After Double Bottom Dogecoin finished its daily session with two clear points of low support around $0.120 and $0.121. These points represent a level of support in the previous downtrend and encourage traders to begin buying again. The neckline is being created around $0.132, and a breakout is being closely followed by analysts. The price could reach $0.136 or further if the resistance level is breached. However, a failure in creating this breakout could cause a return to support at $0.12. On-chain analytics indicate accumulation patterns on the part of Dogecoin investors. The Mean Coin Age is seen to have risen over the course of the past two months, thus showing that old coins are not being traded. The MVRV ratio is seen to have reached a six-month low in mid-December, thereby showing that average investors are incurring around 36% unrealized value loss. The Total Value Locked within DeFi protocols currently is at 12.48 million. Why Mutuum Finance Is the Next Crypto To Explode The next cryptocurrency to explode is Mutuum Finance (MUTM), which is in Phase 7 of presale with tokens for sale at $0.04. Mutuum Finance has already raised $19,500,000 in funds and has 18,630 holders since it went to presale in early 2025. Tokens in Phase 7 are being sold out fast. Current buyers will reap the benefit of a 425% return when Mutuum Finance is launched in the market at $0.06. Given the project’s strong DeFi focus and buy-and-distribute mechanism, MUTM could continue rising higher over 2026. Early projections place it among future billion-dollar cryptos. In addition, some other analysts see MUTM rallying past $1 before Dogecoin, despite DOGE’s current higher price. Security is still of huge importance to the protocol. Halborn Security recently audited the lending and borrowing contracts of Mutuum Finance (MUTM). The project has completed the audit in its entirety, incorporating all the recommendations they received. They are now working to determine the time of their V1 protocol release to the world. A significant update has made it easier for investors to join the presale. Investors can now use their card when buying MUTM tokens. There are also no purchase limits. This has acted as a catalyst for the sales of phase 7. Investors understand that time is limited for them to take advantage of the $0.04 price. Those who act late might miss an early entry point before the protocol launches at $0.06. Mutuum Finance (MUTM) is also conducting a $100,000 giveaway , rewarding a total of $100,000 in MUTM to 10 winners, each taking home $10,000. Additionally, the developers introduced a dashboard that features the top 50 token holders. The 24-Hour Leaderboard gives a $500 bonus to the number one ranked user each day, provided they make at least one transaction within the 24-hour time frame. The dashboard is fully optimized and resets each day at 00:00 UTC making MUTM the best cryptocurrency to invest in. Phase 7 is ending soon, and as soon as it’s filled, the token will rise to $0.045. Mutuum Finance (MUTM) has already shown that it has the right fundamentals with an honest presale, completed audit trails, and developed products. This is the chance for investors to get on board before momentum shifts the markets to higher values. This is the last opportunity to obtain the token at the present price of $0.04 before the opening of the next phase. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance

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Bitcoin Set for Range-Bound 2026: Analysts Predict Trading Between $80K and $140K

  vor 5 Tagen

Bitcoin (BTC) opened 2026 trading near $88,000 as analysts and traders weighed whether the market is building toward a breakout or settling into another year of wide but directionless swings. The debate matters because growing ETF access and corporate buying now sit alongside macro pressure and heavy derivatives trading, creating a setup where large moves are possible but difficult to sustain. Analysts Map Out Bitcoin’s Most Likely 2026 Path An assessment shared by XWIN Research Japan described Bitcoin’s current structure as a high-volatility range rather than a clear uptrend or downtrend. According to the firm, long-term factors such as limited supply and ETF adoption still support the asset, but macro uncertainty, U.S. midterm election risk, and futures-led trading continue to cap follow-through. Their base case places Bitcoin in a broad $80,000 to $140,000 band for 2026, with $90,000 to $120,000 acting as the main trading zone. This view contrasts with more optimistic outlooks, including Dragonfly partner Haseeb Qureshi’s take that the flagship crypto could climb above $150,000 by the end of 2026, even as its share of the wider digital asset market slips. He argued that capital rotation into other large networks would signal a healthier market, not weakness. Still, other commentators warned that short-lived rallies could trap buyers before another leg lower, with downside targets stretching toward the low $70,000s. Price Action Shows Compression, Not Conviction Bitcoin’s recent price behavior supports the idea of balance rather than momentum. At the time of writing, it was changing hands at just under $88,000, down roughly 1% in the last 24 hours but slightly higher on the week. Over the past month, gains sit near 2%, while the one-year performance remains negative at about 6%. These modest shifts place Bitcoin in line with a broader market that has struggled to pick a clear direction. Technically, traders are still focused on a tightening triangle pattern that has contained the price for about six weeks. Commentary posted on X by the Swing Trader in late December pointed to potential moves of about 15% once the range breaks, which would place upside near $100,000 or downside closer to $75,000. Until then, liquidity appears evenly split, with buyers stepping in near $87,000 and sellers active below $90,000. Despite the quiet tape, large holders have kept buying, with public companies now controlling well over 1 million BTC, which is about 5% of the total supply. Strategy’s latest purchase, at the tail end of last year, lifted its holdings to 672,497 BTC, even as its stock lagged Bitcoin itself. When combined, the data paints a picture of a market that is supported but cautious. According to XWIN, for 2026, the most realistic expectation may not be dramatic new highs, but extended trading between clearly defined limits, punctuated by brief bursts of volatility when macro or ETF flows shift. The post Bitcoin Set for Range-Bound 2026: Analysts Predict Trading Between $80K and $140K appeared first on CryptoPotato .

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