While crypto mishaps have historically affected individual investors and exchanges, recent events show that even government authorities are not immune.
Coinbase head Brian Armstrong said a ban on stablecoin rewards would “ironically” make the company more profitable. He even argues that the policy would harm customers. This comes in when the crypto market is dealing with increased selling pressure and sentiments dipping in “Extreme Fear.” In a recent post, Armstrong wrote that if a crypto rewards ban became law, Coinbase would benefit financially. This is because the exchange currently pays out large amounts in rewards to users holding USDC. The stablecoin market cap is on a surge and hovers around $314 billion. Coinbase defends USDC yield payouts Coinbase CEO in a post mentioned that “But we don’t want this to happen,” as customers should continue receiving rewards. He added that the regulated US stablecoins should remain competitive globally. These comments landed as lawmakers are debating the provisions in the pending market structure legislation bill that could restrict interest or rewards paid on stablecoins. Banks have reportedly pushed for language prohibiting such payouts. They argue that yield-bearing stablecoins could draw deposits away from insured lenders. In a way, it could threaten financial stability, they insist. Meanwhile, crypto firms say that rewards are essential to attracting users and competing with offshore platforms. Coinbase offers USDC rewards as a headline feature. As of February 2026, the platform advertises a 3.50% annual yield on USDC balances. However, this benefit is limited to Coinbase One subscribers which is a paid membership on the platform. Free accounts no longer earn rewards. Tether’s USDT is the biggest stablecoin in the market. It holds a circulation of more than 183 billion. Circle’s USDC stands 2nd in the tally with a circulation of over 73.4 billion. The Trump family-backed stablecoin, USD1, went on to hit the 5.28 billion circulation mark. Coinbase margins in focus Taking a look at it from the financial outlook, a ban could reduce Coinbase’s costs. The exchange generates revenue from USDC held on and off its platform. This is done through its partnership with issuer Circle. The exchange earns a share of interest income from the dollar reserves backing the stablecoin. If rewards were eliminated, then it would retain more of that interest spread rather than distributing a portion to users. Data shows that the stablecoin operations have become a growing contributor to Coinbase’s revenue mix. Its fresh quarterly results show that subscription and services revenue rose 13.5% to $727.4 million. Stablecoin revenue increased to $364.1 million from $225.9 million. Amid this growth, Cryptopolitan reported that Coinbase printed a net loss of $666.7 million, or $2.49 per share, for the quarter ended Dec. 31. Transaction revenue fell sharply as digital asset prices slumped in the final months of 2025. The global crypto market retreated from early October highs. It was a reaction to President Donald Trump’s new tariffs on Chinese imports and expected export controls on critical software. Bitcoin price has dropped by almost 30% in the last 30 days. It is running down by more than 45% from its all time high (ATH) of $126,198 recorded on October 7 2025. BTC is trading at an average price of $68,868 at the press time. The stablecoin debate has bagged the spotlight among the investors. The GENIUS Act, which was passed last year, created a federal framework for stablecoins. On the other side, there is the Clarity Act that aims to define regulatory boundaries between the Securities and Exchange Commission (SEC) and the Commodity Futures Trading Commission (CFTC). It has been stalled amid disagreements over stablecoin rewards. Coinbase withdrew its support over certain provisions. This has been cited as a factor in the delay. A recent White House meeting tried to fix the differences between banks and crypto firms. But it ended without a breakthrough. Earn 8% CASHBACK in USDC when you pay with COCA. Order your FREE card.
Federal Reserve Signals Crypto Shift as XRP Joins Proposed New Risk Class A new proposal from the Federal Reserve (Fed) could mark a turning point in how global banks measure and manage crypto risk, with XRP emerging as one of the notable assets in focus. A recent Federal Reserve staff paper , cited by market analyst Diana, suggests introducing a dedicated crypto asset class in the industry’s core risk framework, a move that could reshape how banks handle digital assets. Today, with no formal category, cryptocurrencies like XRP, Bitcoin, and Ethereum are forced into ill-fitting buckets such as commodities or FX, models that fail to reflect their distinct market behavior. The proposal focuses on the framework tied to the International Swaps and Derivatives Association’s Standard Initial Margin Model (ISDA SIMM), the benchmark major institutions use to set derivatives margin. By carving out a standalone crypto risk class, the Federal Reserve signals that digital assets have evolved into a distinct financial segment, with unique volatility, liquidity, and correlation dynamics. Under the suggested approach, the new crypto category would be split into two subgroups: Pegged assets – primarily stablecoins designed to maintain a fixed value relative to a fiat currency or other reference asset. Floating assets – cryptocurrencies with market-driven prices, including BTC, ETH, and XRP. XRP Could Shape Bank Risk Models as Regulators Explore Crypto Integration For XRP, being designated as a calibration instrument is both symbolic and functional. Its price and volatility data would help banks model how crypto assets perform under stress, directly shaping how crypto risk exposure is measured. Therefore, adopting this framework could sharpen risk assessment and pricing for crypto-linked derivatives while giving banks a clear, standardized approach to digital asset exposure. That clarity could reduce reliance on rough proxies and pave the way for greater institutional participation. Well, a staff proposal isn’t a binding rule, it’s a starting point for analysis and industry dialogue, not an immediate policy shift. But it sends a strong signal that regulators and major financial institutions now view crypto as significant enough to factor into global risk frameworks. For the crypto market, that acknowledgment alone marks real progress toward closer integration with traditional finance. Conclusion The Federal Reserve’s proposal to establish a dedicated crypto risk class signals recognition of digital assets as a mature financial segment. By using XRP, Bitcoin, and Ethereum for calibration, the Fed aims to standardize risk assessment in derivatives trading, potentially boosting institutional adoption, market transparency, and crypto’s integration into traditional finance.
WLD is recovering within the downtrend at $0.41 with a weekly 5.60% rise; a breakout above $0.4234 could trigger a bullish phase. BTC's downtrend increases altcoin risk, critical support at $0.3986...
BitcoinWorld Blockchain for Good Alliance (BGA) Global Report Sets Direction for Impact-Driven Blockchain DUBAI, UAE , Feb. 14, 2026 /PRNewswire/ — Blockchain for Good Alliance (BGA) , a global non-profit initiative founded by Bybit dedicated to leveraging blockchain for societal impact, is thrilled to announce the release of its inaugural flagship impact report, The State of Blockchain for Good: A View from the Alliance , offering one of the most comprehensive and grounded assessments to date of how blockchain technology is being applied to real-world social, economic and public-sector challenges. Following the Blockchain Impact Forum held in Copenhagen last November, the report brings together insights from global policymakers, United Nations agencies, industry leaders, builders and ecosystem partners, moving the conversation beyond speculation and toward implementation. Guided by key discussion themes contributed by experts during the forum, BGA examines where blockchain is already delivering public value, where adoption is stalling, and what must change for the technology to mature into trusted digital public infrastructure. At a time when digital trust, transparency and institutional resilience are under increasing strain, the report positions blockchain not as a silver bullet, but as a practical tool – when governed responsibly and deployed with intent – for strengthening systems across finance, climate action, identity, aid distribution, education and inclusive economic development for public good and development. From Pilots to Public Infrastructure Drawing on insights from international hackathons, accelerator cohorts, joint funding initiatives and policy dialogues, the report identifies a clear inflection point for the sector. While many blockchain solutions are technically mature and ready for deployment, the primary bottlenecks now lie in institutional readiness, funding alignment and governance frameworks. The report calls for closer collaboration among governments, multilateral institutions and industry to move successful pilots into sustained, scalable deployments. “The question is no longer just about whether blockchain can be used for public good,” said Helen Liu, founder of BGA and co-CEO of Bybit. “The question now is how institutions choose to adopt, govern and scale blockchain for impact, and BGA is well positioned to continue convening global initiatives to help guide this process.” A View From the Alliance The State of Blockchain for Good reflects BGA’s ecosystem-first perspective, synthesizing lessons from builders working on the ground and partners across regions. It highlights efforts across four core pillars – hackathons, incubation, joint funds and the BGAwards – as a continuous and synergistic pipeline guiding innovation from early experimentation to institutional relevance. The report also outlines BGA’s outlook for the industry over the next 12 to 36 months, including recommendations on policy design, blended finance, interoperability and ethical safeguards, as well as plans to expand global grassroots engagement and deepen partnerships with governments and international organizations. Setting the Agenda As governments and institutions worldwide accelerate digital transformation efforts, BGA believes the report will serve as both a reference point and a global call to action. “This report is not just a celebration of blockchain’s role in driving global impact,” said Glenn Tan, Director of global affairs at BGA. “It is an invitation for the industry to build responsibly, collaborate across sectors and ensure blockchain’s next chapter is written in service of people, institutions and the public good.” The full report, The State of Blockchain for Good: A View from the Alliance, is available on the Blockchain for Good Alliance website. #Bybit / #TheCryptoArk / #BGA About Blockchain for Good Alliance (BGA) The Blockchain for Good Alliance (BGA) is a global nonprofit initiative founded by Bybit, dedicated to advancing blockchain as a tool to address real-world problems. By convening leaders, innovators, and organisations from across the blockchain industry, BGA seeks to drive innovation, collaboration and action toward a more sustainable and equitable world. For more information: Email: hello@chainforgood.org Website: www.chainforgood.org Twitter: www.x.com/chainforgood LinkedIn: https://www.linkedin.com/company/blockchainforgoodalliance/ This post Blockchain for Good Alliance (BGA) Global Report Sets Direction for Impact-Driven Blockchain first appeared on BitcoinWorld .
In the transition from a speculative market to a global financial pillar, privacy has moved from a niche preference to a non-negotiable requirement for institutional scale. Mixin CMO Sonny Liu argues that transparency, once an asset, has become a liability. A Defensive Hedge Against Surveillance As the digital asset landscape undergoes a profound structural realignment,
BitcoinWorld Stablecoin Airdrops and 1,000 USDe Jackpot: Bybit Earn Announces Valentine’s Day Surprises for New Users DUBAI, UAE , Feb. 14, 2026 /PRNewswire/ — Bybit , the world’s second-largest cryptocurrency exchange by trading volume, has in store Valentine’s specials for new users from now until March 12, 2026 , centered around Bybit Earn ‘s stablecoin yield products including its flagship Stable Love Trio : BYUSDT, Mantle Vault, and USDe/USDtb. The month-long affair welcomes all eligible Bybit new users who registered between January 1 to March 31, 2026. Participants stand to win lucky draw tickets to a 1,000 USDe jackpot draw through an initial deposit of $100 in value, successful referrals , and engagement with Earn products including BYUSDT , Mantle Vault staking, and USDe or USDtb spot trading or conversion. A bonus track is available for on-chain mining fans. Eligible users who commit to minting 5,000 or more USDe or USDtb via On-Chain Earn will receive additional entries and a better chance to win from the jackpot. The Trio are highlighted this Valentine’s season at a time when both digital assets and traditional financial markets are in flux. Bybit Earn provides an avenue for the prudent trader who are committed to sustainable growth through diversification. Bybit Earn’s signature stablecoin yield products, with BYUSDT and Mantle Vault exclusive on Bybit, offer investors a way to access predictable yield opportunities while maintaining exposure to dollar-pegged assets. The structured nature of stablecoin earning mechanisms make them particularly relevant for risk-conscious investors seeking to preserve capital while earning passive income. Registration is required. Rewards are distributed on a first-come, first-served basis. Terms and conditions apply. For details of participation rules, users may visit: Earn Your Stablecoin Valentine: Win a 1000 USDe Airdrop Jackpot #Bybit / #TheCryptoArk / #IMakeIt About Bybit Bybit is the world’s second-largest cryptocurrency exchange by trading volume, serving a global community of over 80 million users. Founded in 2018, Bybit is redefining openness in the decentralized world by creating a simpler, open and equal ecosystem for everyone. With a strong focus on Web3, Bybit partners strategically with leading blockchain protocols to provide robust infrastructure and drive on-chain innovation. Renowned for its secure custody, diverse marketplaces, intuitive user experience, and advanced blockchain tools, Bybit bridges the gap between TradFi and DeFi, empowering builders, creators, and enthusiasts to unlock the full potential of Web3. Discover the future of decentralized finance at Bybit.com . For more details about Bybit, please visit Bybit Press For media inquiries, please contact: media@bybit.com For updates, please follow: Bybit’s Communities and Social Media Discord | Facebook | Instagram | LinkedIn | Reddit | Telegram | TikTok | X | YouTube This post Stablecoin Airdrops and 1,000 USDe Jackpot: Bybit Earn Announces Valentine’s Day Surprises for New Users first appeared on BitcoinWorld .
Crypto traders did not start paying attention to traditional finance because they suddenly love banks.
Anthropic’s user base increased by 11% after its viral Super Bowl ad, which bashed rival OpenAI and earned it bragging rights, according to BNP Paribas. Visits to the Claude chatbot maker’s website jumped 6.5%, pushing Anthropic into the top 10 free apps on the Apple Store to beat competitors Meta, Gemini, and OpenAI. According to the data analyzed by BNP Paribas, OpenAI’s daily active users also saw a 2.7% bump post-game, and Google’s Gemini added 1.4%. AI brand ads took center stage at the Super Bowl, reaching an audience of about 125 million in the U.S. alone. However, Claude’s user base still lags behind those of ChatGPT and Gemini. Meanwhile, the rivalry between Anthropic and OpenAI added a new layer with the dueling ads as the AI firms head toward potential IPOs later this year. Both companies have become more publicly vocal in recent weeks, with executives openly slurring each other’s businesses. Anthropic’s snarky ad wins AI Super Bowl BNP Paribas said Anthropic’s cheeky Super Bowl ad, which indirectly took aim at OpenAI, led to the highest increase in visits and users, beating all other AI firms to win the “AI Super Bowl.” Meta, Google Gemini, OpenAI , and Anthropic all aired commercials during the Super Bowl in the battle for more customers. Paul Smith, chief commercial officer at Anthropic, said his company is focused on growing revenue rather than spending money. He also noted that Anthropic is even less interested in flashy headlines. The senior Anthropic executive, speaking during an AI partnership signing with Man Group, took a light swipe at OpenAI’s spending and plans to test ads in ChatGPT. “It was a conscious decision not to include ads in Claude. Advertising would take Anthropic in directions where you’re optimizing for the wrong things.” – Paul Smith , Chief Commercial Officer at Anthropic Smith said his company is “unconflicted” because it does not run ads, focusing instead on selling its AI to businesses. He added that, without ads, Anthropic can focus on areas such as making AI models more intelligent, trusted, helpful, and safe. The AI firm has committed $50 billion to building data centers in the U.S., but it is also buying compute from Google and Microsoft. Anthropic’s CEO, Dario Amodei, has also reinforced a do-more-with-less mindset and said the company is taking a more disciplined approach to spending than others. Smith pointed out that Anthropic is looking to buy compute as close to the correct amount as possible, without going too much or too little. He emphasized that his company is not buying ahead of demand. OpenAI CEO calls Anthropic’s Super Bowl ad deceptive OpenAI CEO Sam Altman responded in a lengthy X post, calling Anthropic’s Super Bowl funny but deceptive. He further stoked the fire in an interview with the tech news show TBPN, reiterating that Anthropic was clearly being dishonest. Altman emphasized that his company would never run ads in the way Anthropic depicted them, adding that OpenAI users would definitely reject that. The OpenAI boss also threw small jabs at Anthropic, claiming that more Texans use ChatGPT for free than the total number of people who use Claude in the U.S. He noted that Anthropic offers an expensive product to rich people. Individual plans for ChatGPT range from free to $200 a month, while Anthropic’s individual plans for Claude range from free to $100 a month. Altman also defended his company’s decision to show ads on ChatGPT, stressing that OpenAI has differently-shaped problems than Anthropic. He pointed out that no ads are shown for ChatGPT Plus or Pro subscribers. The OpenAI executive also accused Anthropic of wanting to control what people do with AI, adding that Anthropic blocks companies it does not like from using its coding product. He further noted that the rival company also wants to tell others what their business models can be, calling it a dark path. Earn 8% CASHBACK in USDC when you pay with COCA. Order your FREE card.
Stablecoins accumulate on exchanges, but do not fuel significant Bitcoin spot buying. Liquidity shifts between Ethereum and Tron networks mirror shifting trading strategies. Continue Reading: Stablecoin Reserves Build as Bitcoin’s Spot Market Stalls The post Stablecoin Reserves Build as Bitcoin’s Spot Market Stalls appeared first on COINTURK NEWS .